US · AIZ
Assurant, Inc.
- Sector
- Financial Services · Insurance - Specialty
- Headquarters
- Atlanta, NY 10006
- Website
- assurant.com
Price · as of 2025-12-31
$231.51
Market cap 11.5B
Valuation summary
Four models, one snapshot. Upside is target ÷ current − 1.
| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial Intelligence(AI) | $135.85 | -41.32% |
| Intrinsic Value(DCF) | $150.44 | -35.02% |
| Graham-Dodd Method(GD) | $100.31 | -56.67% |
| Graham Formula(GF) | $269.60 | +16.45% |
Valuation history
Annual price (USD per share) overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | DCF | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2011 | $31.61 | $23.85 | $44.90 | $62.84 | $28.28 |
| 2012 | $33.30 | $24.78 | $132.07 | $70.27 | $62.04 |
| 2013 | $53.74 | $30.39 | $273.93 | $70.21 | $90.91 |
| 2014 | $49.24 | $33.54 | $320.07 | $76.64 | $146.65 |
| 2015 | $63.77 | $37.10 | $284.61 | $43.80 | $15.69 |
| 2016 | $83.79 | $47.99 | $254.17 | $68.78 | $0.00 |
| 2017 | $78.13 | $36.87 | $248.85 | $75.76 | $0.00 |
| 2018 | $88.03 | $46.78 | $292.00 | $30.81 | $143.06 |
| 2019 | $107.55 | $70.94 | $437.80 | $43.14 | $163.65 |
| 2020 | $125.14 | $80.31 | $343.90 | $49.35 | $65.23 |
| 2021 | $158.64 | $115.10 | $60.66 | $122.88 | $319.37 |
| 2022 | $111.06 | $66.28 | $43.55 | $13.90 | $41.36 |
| 2023 | $173.11 | $103.78 | $51.97 | $58.53 | $203.49 |
| 2024 | $201.42 | $124.93 | $51.49 | $75.69 | $213.00 |
| 2025 | $233.55 | $135.85 | $95.51 | $100.31 | $269.60 |
AI valuation
Our deep-learning model estimates Assurant, Inc.'s (AIZ) per-share fair value from quarterly fundamentals, sector trend, and historical valuation patterns.
- AI fair value
- $135.85
- Current price
- $231.51
- AI upside
- -41.32%
Methodology and confidence bands appear in the dedicated valuation theory section. The AI score is an estimate, not a recommendation.
Intrinsic value (DCF)
Open DCF calculatorThree textbook valuation models, recomputed daily from the latest financial statements. The DCF uses our Chepakovich model. Graham-Dodd and Graham Formula are conservative reference points.
DCF
$150.44
-35.02% upside
Graham-Dodd
$100.31
-56.67% upside
Graham Formula
$269.60
+16.45% upside
Peer comparison
Same-industry comparables, ranked by market cap.
| Basic Info | Model Valuation | Core Valuation | Profitability | Leverage & Liquidity | Growth | Cash Flow | Dividends | Enterprise Value | Risk | ||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Ticker | Company Name | Price | Market Cap | AI Upside | DCF Upside | GD Upside | GF Upside | P/E | P/B | P/S | EV/EBITDA | PEG | P/TBV | Gross Margin | Operating Margin | Net Margin | ROE | ROIC | ROA | Debt/Equity | Interest Coverage | Current Ratio | Quick Ratio | Net Debt/EBITDA | EPS Growth | Sales Growth | FCF Growth | FCF Yield | Op Cash Flow Ratio | Cash ROIC | Dividend Yield | Dividend Payout | Shareholder Yield | EV/EBIT | EV/FCF | EV/Sales | Altman Z-Score |
| AIZ | Assurant, Inc. | $231.51 | 11.5B | -41% | -35% | -57% | +16% | 13.51 | 2.01 | 0.92 | 2.48 | 66.66 | -1.69 | 77.15% | 8.49% | 6.81% | 15.90% | 260.78% | 2.45% | 0.38 | 9.91 | 0.50 | 0.52 | 0.26 | 2026.00% | 789.00% | 4382.00% | 13.56% | 0.08 | 477.63% | 1.43% | 19.30% | 4.01% | 3.29 | 2.24 | 0.28 | 0.47 |
| AFG | American Financial Group,… | $132.98 | 11.09B | +17% | -43% | — | -47% | 13.39 | 2.34 | 1.38 | -3.55 | — | 2.71 | 46.32% | 13.13% | 10.30% | 18.13% | -30.16% | 2.92% | 0.38 | 13.41 | — | — | -13.32 | -464.00% | -126.00% | 2135.00% | 12.40% | — | -50.08% | 5.38% | 72.00% | 146.92% | -3.81 | -2.93 | -0.50 | 1.42 |
| CMA | Comerica Incorporated | $88.67 | 11.35B | -57% | -40% | -71% | -80% | 10.64 | 1.14 | 1.49 | -0.08 | — | 1.30 | 63.99% | 17.78% | 13.98% | 10.78% | -12.08% | 0.85% | 1.02 | 0.51 | 0.23 | 0.23 | -0.13 | -2181.00% | -495.00% | -5920.00% | 6.03% | 0.01 | -7.75% | 5.39% | 57.30% | 12.31% | -0.09 | -0.18 | -0.02 | -0.37 |
| FDS | FactSet Research Systems … | $216.81 | 8.11B | +25% | -26% | -82% | -3% | 16.53 | 4.51 | 4.25 | 11.46 | 140.19 | -9.73 | 52.72% | 32.23% | 25.72% | 29.13% | 19.41% | 14.28% | 0.71 | 13.29 | 1.40 | 1.20 | 1.26 | 1179.00% | 539.00% | 46.00% | 6.26% | 1.39 | 19.34% | 1.62% | 26.80% | 4.67% | 14.80 | 17.93 | 4.77 | 4.72 |
| FHN | First Horizon Corporation | $23.79 | 11.71B | +134% | +2% | -36% | -24% | 12.07 | 1.34 | 2.38 | 8.84 | 31.56 | 1.64 | 67.32% | 25.70% | 19.72% | 11.13% | 15.06% | 1.18% | 0.52 | 0.82 | 0.96 | 0.95 | 2.70 | 3824.00% | 97.00% | -4869.00% | 5.29% | 0.01 | 9.46% | 2.65% | 31.90% | 10.39% | 9.22 | 18.81 | 2.37 | 0.25 |
| GL | Globe Life Inc. | $145.26 | 11.56B | -4% | -15% | -4% | +16% | 10.19 | 1.98 | 1.97 | 8.79 | 57.38 | 2.16 | 33.40% | 24.38% | 19.36% | 20.59% | -193.46% | 3.88% | 0.44 | 10.36 | 4.03 | 4.03 | 1.56 | 1776.00% | 382.00% | -582.00% | 10.60% | 4.58 | -205.63% | 0.00% | 0.00% | 0.79% | 9.57 | 11.16 | 2.33 | 1.06 |
| IVZ | Invesco Ltd. | $26.26 | 11.65B | +30% | -60% | -9% | — | — | 0.96 | 1.85 | 14.48 | — | -67.99 | 43.18% | -10.91% | -4.42% | 0.00% | -1.56% | 0.00% | 0.83 | -8.43 | 43.01 | 43.01 | 5.92 | -23559.00% | 511.00% | 3608.00% | 12.94% | 22.90 | 7.44% | 0.00% | — | 0.00% | -28.65 | 13.07 | 3.13 | 1.08 |
| JEF | Jefferies Financial Group… | $44.40 | 9.18B | +27% | -36% | -30% | -18% | 18.47 | 1.19 | 1.16 | 20.98 | — | 1.48 | 59.67% | 6.34% | 6.56% | 6.58% | 2.80% | 0.97% | 2.25 | 0.20 | 2.43 | 1.36 | 9.14 | -535.00% | 293.00% | 27121.00% | -13.55% | -0.08 | -8.83% | 2.97% | 54.90% | 3.44% | 32.50 | -13.07 | 2.06 | 0.85 |
| ORI | Old Republic Internationa… | $42.87 | 10.61B | -36% | -18% | -35% | +62% | 11.21 | 1.78 | 1.16 | 9.57 | 74.11 | 1.78 | 50.35% | 13.02% | 10.30% | 16.25% | 16.51% | 3.24% | 0.27 | 16.88 | — | — | 1.07 | 1512.00% | 1041.00% | -10011.00% | -0.01% | — | -0.02% | 2.38% | 26.70% | 4.13% | 10.00 | -8448.89 | 1.30 | 1.08 |
| RGA | Reinsurance Group of Amer… | $215.73 | 14.18B | -21% | +236% | +11% | -6% | 12.13 | 1.07 | 0.63 | 8.15 | 18.70 | 1.07 | 25.40% | 6.76% | 5.19% | 9.74% | 8.64% | 0.86% | 0.42 | 4.21 | — | — | 0.79 | 6486.00% | 339.00% | -5634.00% | 28.53% | — | 29.71% | 1.67% | 20.30% | 4.10% | 10.31 | 3.88 | 0.70 | 0.40 |
| SEIC | SEI Investments Company | $81.32 | 9.96B | -9% | -44% | -65% | +15% | — | 4.11 | 4.38 | 11.22 | — | 5.83 | 59.21% | 27.31% | 31.14% | 0.00% | 28.58% | 0.00% | 0.00 | 1625.16 | 3.29 | 3.12 | -0.46 | 2766.00% | 810.00% | 340.00% | 5.81% | 1.57 | 34.04% | 1.23% | — | 7.48% | 15.36 | 16.47 | 4.19 | 12.86 |
About Assurant, Inc.
Assurant, Inc., together with its subsidiaries, provides lifestyle and housing solutions that support, protect, and connect consumer purchases in North America, Latin America, Europe, and the Asia Pacific. The company operates through two segments: Global Lifestyle and Global Housing. The Global Lifestyle segment offers mobile device solutions, and extended service products and related services for mobile devices, consumer electronics, and appliances; vehicle protection and related services; and credit protection and other insurance products. The Global Housing segment provides lender-placed homeowners insurance, manufactured housing, and flood insurance; and renters insurance and related products, as well as voluntary manufactured housing insurance, voluntary homeowners insurance, and other specialty products. The company was formerly known as Fortis, Inc. and changed its name to Assurant, Inc. in February 2004. Assurant, Inc. was founded in 1892 and is headquartered in New York, New York.
- CEO
- Keith Warner Demmings
- Employees
- 14.2K
- Beta
- 0.57
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($150.44 ÷ $231.51) − 1 = -35.02% (DCF, example).