US · BLND
Blend Labs, Inc.
- Sector
- Technology · Software - Application
- Headquarters
- Novato, CA 94108
- Website
- blend.com
Price · as of 2024-12-31
$1.52
Market cap 430.28M
Valuation summary
Four models, one snapshot. Upside is target ÷ current − 1.
| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial Intelligence(AI) | $27.99 | +1,741.45% |
| Intrinsic Value(DCF) | $1.24 | -18.42% |
| Graham-Dodd Method(GD) | — | — |
| Graham Formula(GF) | — | — |
Valuation history
Annual price (USD per share) overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | DCF | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2010 | |||||
| 2011 | |||||
| 2012 | |||||
| 2013 | |||||
| 2014 | |||||
| 2015 | |||||
| 2016 | |||||
| 2017 | |||||
| 2018 | |||||
| 2019 | |||||
| 2020 | $0.00 | $0.00 | |||
| 2021 | $6.75 | $41.37 | $10,005.76 | $0.00 | $0.00 |
| 2022 | $1.41 | $20.01 | $0.00 | $0.00 | $0.00 |
| 2023 | $3.10 | $28.45 | $0.00 | $0.00 | $18.00 |
| 2024 | $3.10 | $27.99 | $0.00 | $0.00 | $0.00 |
AI valuation
Our deep-learning model estimates Blend Labs, Inc.'s (BLND) per-share fair value from quarterly fundamentals, sector trend, and historical valuation patterns.
- AI fair value
- $27.99
- Current price
- $1.52
- AI upside
- +1,741.45%
Methodology and confidence bands appear in the dedicated valuation theory section. The AI score is an estimate, not a recommendation.
Intrinsic value (DCF)
Open DCF calculatorThree textbook valuation models, recomputed daily from the latest financial statements. The DCF uses our Chepakovich model. Graham-Dodd and Graham Formula are conservative reference points.
DCF
$1.24
-18.42% upside
Graham-Dodd
—
— upside
Graham Formula
—
— upside
Peer comparison
Same-industry comparables, ranked by market cap.
| Basic Info | Model Valuation | Core Valuation | Profitability | Leverage & Liquidity | Growth | Cash Flow | Dividends | Enterprise Value | Risk | ||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Ticker | Company Name | Price | Market Cap | AI Upside | DCF Upside | GD Upside | GF Upside | P/E | P/B | P/S | EV/EBITDA | PEG | P/TBV | Gross Margin | Operating Margin | Net Margin | ROE | ROIC | ROA | Debt/Equity | Interest Coverage | Current Ratio | Quick Ratio | Net Debt/EBITDA | EPS Growth | Sales Growth | FCF Growth | FCF Yield | Op Cash Flow Ratio | Cash ROIC | Dividend Yield | Dividend Payout | Shareholder Yield | EV/EBIT | EV/FCF | EV/Sales | Altman Z-Score |
| BLND | Blend Labs, Inc. | $1.52 | 430.28M | +1,741% | -18% | — | — | -18.13 | -13.97 | 4.86 | -21.82 | — | -13.47 | 55.88% | -30.63% | -30.62% | 114.87% | 63.02% | -22.61% | -0.07 | -7.35 | 3.47 | 3.04 | 1.21 | -6842.00% | 330.00% | -8215.00% | -2.91% | -0.33 | 29.07% | 0.00% | 0.00% | 19.96% | -13.96 | -30.26 | 4.27 | -7.66 |
| ADTN | ADTRAN Holdings, Inc. | $10.20 | 817.18M | +269% | -52% | — | +391% | -189102.46 | 5.45 | 7942.30 | 11.26 | — | -3.81 | 38.30% | -15596.00% | -45656.00% | 0.00% | -5.93% | 0.00% | 1.68 | -0.81 | 1.76 | 0.94 | 1.85 | -8995.00% | -9999.00% | 15529.00% | 12.34% | 0.36 | 37.24% | 0.00% | 0.00% | 0.00% | -58.25 | 9.27 | 9083.98 | 0.08 |
| APPS | Digital Turbine, Inc. | $4.06 | 486.79M | +546% | -45% | — | -69% | -6.32 | 3.78 | 1.19 | 33.30 | — | -1.79 | 44.99% | -11.02% | -18.78% | -50.07% | -9.81% | -10.97% | 2.72 | -1.55 | 1.09 | 1.03 | 13.11 | -7861.00% | -991.00% | 0.00% | -2.68% | 0.05 | -2.83% | 0.00% | 0.00% | 0.00% | -17.76 | -61.56 | 1.96 | -0.24 |
| DCBO | Docebo Inc. | $17.38 | 500.42M | +171% | +110% | -50% | +63% | 13.26 | 6.84 | 2.05 | 15.52 | 25.92 | 8.67 | 78.97% | 10.09% | 15.46% | 57.96% | -173.08% | 19.23% | 0.06 | 38.49 | 1.15 | 1.05 | -2.47 | 5116.00% | 1383.00% | 392.00% | 5.75% | 0.24 | -202.22% | 0.00% | 0.00% | 9.46% | 17.54 | 15.01 | 1.77 | 2.75 |
| IBTA | Ibotta, Inc. | $24.97 | 663.77M | +241% | -47% | -48% | -96% | 197.89 | 2.46 | 2.07 | 39.70 | — | 2.46 | 79.25% | -0.25% | 4.71% | 0.96% | -0.72% | 0.59% | 0.09 | — | 1.96 | 1.90 | -11.71 | -9531.00% | -677.00% | -2907.00% | 10.60% | 0.46 | 63.94% | 0.00% | 0.00% | 32.93% | -649.65 | 7.29 | 1.60 | 2.52 |
| LAES | SEALSQ Corp | $3.93 | 515.52M | +553% | -46% | — | +704% | -4.87 | 1.33 | 9.41 | -1.74 | -2.18 | 1.33 | 33.95% | -156.55% | -193.07% | -51.15% | -220.02% | -33.79% | 0.11 | -8.28 | 6.00 | 5.73 | 4.78 | 22381.00% | -6347.00% | 9429.00% | -11.40% | -0.72 | -150.71% | 0.00% | 0.00% | 81.56% | -1.60 | -2.34 | 2.51 | 3.03 |
| OPFI | OppFi Inc. | $9.18 | 801.47M | +6,043% | +321% | -82% | -55% | 2.25 | 5.75 | 0.36 | 1.49 | — | 5.75 | 80.00% | 17.97% | 1.38% | 388.01% | 28.52% | 13.49% | 10.13 | 0.52 | 9.43 | 8.98 | 0.88 | -68728.00% | 334.00% | 823.00% | 164.92% | 5.41 | 98.46% | 1.26% | 2.80% | 27.91% | 4.86 | 1.48 | 0.87 | 2.41 |
| RDVT | Red Violet, Inc. | $43.31 | 605.12M | +15% | -36% | -91% | -63% | 71.18 | 5.75 | 6.63 | 26.54 | — | 10.98 | 81.38% | 10.53% | 9.31% | 8.11% | 10.94% | 7.31% | 0.02 | — | 4.48 | 4.32 | -1.97 | -4792.00% | 2489.00% | 30154.00% | 4.77% | 2.32 | 43.74% | 0.84% | 59.70% | 3.02% | 58.58 | 19.50 | 6.17 | 26.59 |
| RSKD | Riskified Ltd. | $4.45 | 730.05M | +483% | -36% | -73% | — | -22.61 | 2.07 | 2.41 | -10.26 | — | 2.07 | 52.19% | -14.61% | -10.66% | -7.99% | -116.72% | -6.36% | 0.07 | — | 6.15 | 6.01 | 7.99 | -3939.00% | 1005.00% | 55933.00% | 4.95% | 0.56 | 95.27% | 0.00% | 0.00% | 17.87% | -9.22 | 11.29 | 1.35 | 4.13 |
| VTEX | Vtex | $3.43 | 624.13M | +727% | -3% | -52% | -56% | 32.96 | 2.82 | 2.74 | 18.27 | 43.21 | 3.31 | 77.47% | 7.53% | 8.32% | 8.18% | 36.45% | 5.61% | 0.01 | — | 3.04 | 2.88 | -0.50 | 7628.00% | 609.00% | 2835.00% | 4.90% | 0.38 | 73.03% | 0.00% | 0.00% | 8.96% | 25.98 | 14.55 | 1.96 | 4.63 |
| YMT | Yimutian Inc. American De… | $0.55 | 284.72M | — | — | — | -64% | — | — | — | — | — | — | 81.05% | -21.09% | -21.63% | 2.45% | 2.99% | -51.16% | -0.20 | -35.30 | 0.10 | 0.04 | -9.18 | -3165.00% | -1397.00% | 20855.00% | — | -0.13 | 5.44% | — | 0.00% | — | — | — | — | — |
About Blend Labs, Inc.
Blend Labs, Inc. provides cloud-based software platform solutions for financial services firms in the United States. It operates in two segments, Blend Platform and Title365. The company offers a suite of white-label products for mortgages, home equity loans and lines of credit, vehicle loans, personal loans, credit cards, and deposit accounts. It also provides a suite of mortgage products that facilitates homeownership journey for consumers comprising close, income verification for mortgage, homeowners insurance, and realty. In addition, the company offers title search procedures for title insurance policies, escrow, and other closing and settlement services, as well as other trustee services; and professional and consulting services. It serves banks, credit unions, financial technology companies, and non-bank mortgage lenders. Blend Labs, Inc. was incorporated in 2012 and is headquartered in San Francisco, California.
- CEO
- Nima Ghamsari
- Employees
- 540
- Beta
- 1.23
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($1.24 ÷ $1.52) − 1 = -18.42% (DCF, example).