US · GWRE
Guidewire Software, Inc.
- Sector
- Technology · Software - Application
- Headquarters
- San Mateo, CA 94403
- Website
- guidewire.com
Price · as of 2025-07-31
$141.26
Market cap 12.35B
Valuation summary
Four models, one snapshot. Upside is target ÷ current − 1.
| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial Intelligence(AI) | $157.12 | +11.23% |
| Intrinsic Value(DCF) | $220.06 | +55.78% |
| Graham-Dodd Method(GD) | $16.84 | -88.08% |
| Graham Formula(GF) | $24.77 | -82.47% |
Valuation history
Annual price (USD per share) overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | DCF | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2011 | $4.01 | $19.27 | |||
| 2012 | $31.87 | $50.75 | $457.09 | $4.82 | $11.61 |
| 2013 | $46.02 | $73.37 | $265.84 | $5.26 | $9.95 |
| 2014 | $44.81 | $57.56 | $127.12 | $10.88 | $5.33 |
| 2015 | $53.58 | $58.65 | $34.91 | $10.41 | $2.31 |
| 2016 | $59.71 | $58.13 | $17.55 | $11.51 | $4.00 |
| 2017 | $78.24 | $66.57 | $52.88 | $11.59 | $8.15 |
| 2018 | $96.74 | $72.82 | $164.46 | $12.67 | $0.00 |
| 2019 | $108.00 | $74.19 | $77.32 | $16.17 | $4.15 |
| 2020 | $115.47 | $74.97 | $11.42 | $14.24 | $0.00 |
| 2021 | $118.77 | $72.04 | $9.19 | $10.43 | $0.00 |
| 2022 | $63.26 | $52.38 | $6.91 | $2.12 | $0.00 |
| 2023 | $91.46 | $74.80 | $6.47 | $3.26 | $0.00 |
| 2024 | $185.82 | $99.31 | $13.24 | $11.42 | $0.00 |
| 2025 | $239.14 | $157.12 | $81.19 | $16.84 | $24.77 |
AI valuation
Our deep-learning model estimates Guidewire Software, Inc.'s (GWRE) per-share fair value from quarterly fundamentals, sector trend, and historical valuation patterns.
- AI fair value
- $157.12
- Current price
- $141.26
- AI upside
- +11.23%
Methodology and confidence bands appear in the dedicated valuation theory section. The AI score is an estimate, not a recommendation.
Intrinsic value (DCF)
Open DCF calculatorThree textbook valuation models, recomputed daily from the latest financial statements. The DCF uses our Chepakovich model. Graham-Dodd and Graham Formula are conservative reference points.
DCF
$220.06
+55.78% upside
Graham-Dodd
$16.84
-88.08% upside
Graham Formula
$24.77
-82.47% upside
Peer comparison
Same-industry comparables, ranked by market cap.
| Basic Info | Model Valuation | Core Valuation | Profitability | Leverage & Liquidity | Growth | Cash Flow | Dividends | Enterprise Value | Risk | ||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Ticker | Company Name | Price | Market Cap | AI Upside | DCF Upside | GD Upside | GF Upside | P/E | P/B | P/S | EV/EBITDA | PEG | P/TBV | Gross Margin | Operating Margin | Net Margin | ROE | ROIC | ROA | Debt/Equity | Interest Coverage | Current Ratio | Quick Ratio | Net Debt/EBITDA | EPS Growth | Sales Growth | FCF Growth | FCF Yield | Op Cash Flow Ratio | Cash ROIC | Dividend Yield | Dividend Payout | Shareholder Yield | EV/EBIT | EV/FCF | EV/Sales | Altman Z-Score |
| GWRE | Guidewire Software, Inc. | $141.26 | 12.35B | +11% | +56% | -88% | -82% | 287.25 | 13.76 | 16.68 | 227.15 | — | 19.07 | 62.54% | 3.42% | 5.81% | 4.99% | 4.55% | 2.82% | 0.49 | 3.11 | 2.77 | 2.61 | 0.19 | -119164.00% | 2264.00% | 6653.00% | 1.47% | 0.55 | 32.69% | 0.00% | 0.00% | 0.00% | 477.68 | 66.47 | 16.31 | 10.15 |
| CPAY | Corpay, Inc. | $325.10 | 22.74B | 0% | +6% | — | +1% | 21.72 | 6.00 | 5.14 | 13.17 | 286.30 | -3.37 | 69.91% | 43.10% | 23.62% | 30.60% | 12.95% | 4.83% | 2.58 | 4.83 | 0.98 | 0.45 | 3.21 | 759.00% | 1393.00% | -2641.00% | 5.58% | 0.10 | 12.40% | 0.00% | 0.00% | 3.36% | 15.78 | 23.70 | 6.80 | 1.57 |
| GDDY | GoDaddy Inc. | $87.16 | 12.07B | +41% | -48% | -92% | +18% | 13.65 | 55.54 | 2.41 | 11.43 | — | -2.71 | 61.57% | 22.88% | 17.67% | 192.90% | 32.38% | 10.76% | 18.15 | 7.49 | 0.61 | 0.39 | 2.19 | -341.00% | 826.00% | 2493.00% | 13.19% | 0.53 | 48.21% | 0.00% | 0.00% | 13.41% | 13.04 | 9.37 | 2.98 | 1.34 |
| GRAB | Grab Holdings Limited | $4.22 | 16.75B | +664% | -32% | -53% | -57% | 63.83 | 2.54 | 5.08 | 32.60 | — | 3.02 | 43.20% | 5.99% | 7.95% | 4.08% | 9.66% | 2.52% | 0.31 | 2.85 | 1.75 | 1.69 | -3.64 | -34221.00% | 2049.00% | -8271.00% | 0.78% | 0.05 | 8.61% | 0.00% | 0.00% | 1.60% | 61.16 | 92.20 | 3.67 | 0.61 |
| J | Jacobs Solutions Inc. | $137.86 | 16.28B | -7% | -57% | — | -78% | 22.07 | 4.60 | 1.39 | 19.67 | — | -9.02 | 24.81% | 7.18% | 2.41% | 18.53% | 9.90% | 6.60% | 0.74 | 5.92 | 1.30 | 1.26 | 1.59 | -6234.00% | 460.00% | -3493.00% | 3.63% | 0.20 | 11.55% | 0.91% | 20.20% | 6.21% | 21.11 | 30.01 | 1.52 | 3.15 |
| NTNX | Nutanix, Inc. | $38.28 | 10.35B | +143% | +28% | -99% | -53% | 97.04 | -26.32 | 7.20 | 60.70 | — | -20.72 | 86.81% | 6.80% | 7.42% | -26.48% | -13.76% | 6.94% | -2.14 | 8.75 | 1.72 | 1.66 | 2.44 | -22745.00% | 1811.00% | 2551.00% | 4.10% | 0.58 | -67.23% | 0.00% | 0.00% | 1.68% | 102.99 | 23.69 | 7.00 | 1.99 |
| PTC | PTC Inc. | $156.59 | 18.63B | -2% | -39% | -79% | +3% | 28.37 | 5.44 | 7.60 | 19.43 | 29.90 | -42.35 | 83.76% | 35.86% | 26.80% | 20.85% | 15.85% | 11.29% | 0.36 | 12.76 | 1.12 | 0.96 | 1.05 | 9487.00% | 1918.00% | 1710.00% | 4.11% | 0.70 | 17.32% | 0.00% | 0.00% | 3.74% | 22.40 | 25.69 | 8.03 | 5.85 |
| SSNC | SS&C Technologies Holding… | $75.29 | 18.37B | +23% | -53% | — | -37% | 23.00 | 2.67 | 2.93 | 8.62 | 459.97 | -2.55 | 48.17% | 22.91% | 12.71% | 11.90% | 11.88% | 4.02% | 0.03 | 3.37 | 1.07 | 0.86 | -0.11 | 500.00% | 663.00% | 2538.00% | 9.06% | 0.34 | 16.79% | 1.38% | 31.80% | 44.27% | 12.63 | 10.90 | 2.89 | 1.35 |
| TOST | Toast, Inc. | $27.31 | 16.09B | +80% | +370% | -77% | -33% | 46.92 | 7.55 | 2.61 | 37.89 | 2.86 | 8.03 | 25.76% | 4.96% | 5.56% | 18.64% | 179.98% | 12.20% | 0.02 | — | 2.75 | 2.19 | -3.53 | 163913.00% | 2405.00% | 9869.00% | 3.79% | 0.68 | 362.99% | 0.00% | 0.00% | 3.43% | 46.21 | 23.18 | 2.29 | 11.79 |
| TYL | Tyler Technologies, Inc. | $354.69 | 15.26B | -31% | -53% | -82% | -65% | 48.42 | 4.13 | 6.55 | 29.40 | 254.75 | 57.89 | 44.05% | 15.34% | 13.53% | 8.90% | 8.84% | 5.83% | 0.18 | 71.61 | 1.05 | 1.00 | -0.67 | 1901.00% | 910.00% | 553.00% | 4.17% | 0.37 | 19.50% | 0.00% | 0.00% | 1.53% | 41.55 | 23.31 | 6.37 | 5.38 |
| U | Unity Software Inc. | $18.23 | 7.89B | +72% | -43% | — | — | -19.72 | 2.45 | 4.29 | 215.59 | — | -13.71 | 74.17% | -22.85% | -21.78% | -12.53% | -11.13% | -5.93% | 0.74 | -17.60 | 1.84 | 1.77 | 8.60 | -4286.00% | 201.00% | 4788.00% | 5.09% | 0.28 | 10.64% | 0.00% | 0.00% | 6.37% | -19.58 | 20.48 | 4.47 | 0.87 |
About Guidewire Software, Inc.
Guidewire Software, Inc. provides software products for property and casualty insurers worldwide. The company offers Guidewire InsuranceSuite comprising Guidewire PolicyCenter, BillingCenter, and ClaimCenter applications. It also provides Guidewire InsuranceNow, a cloud-based platform that offers policy, billing, and claims management functionality to insurers; and Guidewire InsuranceSuite for Self-Managed. In addition, the company offers Guidewire Rating Management to manage the pricing of insurance products; Guidewire Reinsurance Management to use rules-based logic to execute reinsurance strategy through underwriting and claims processes; Guidewire Client Data Management to capitalize on customer information; and Guidewire Product Content Management that offers software tools and standards-based line-of-business templates to introduce and modify products. Further, it provides Guidewire Underwriting Management, a cloud-based integrated business application; Guidewire AppReader, a submission intake management solution; Guidewire ClaimCenter Package for the London market supports the claims workflow used by London Market insurers and brokers; Guidewire Digital Engagement Applications, which enable insurers to provide digital experiences to customers, agents, vendors, and field personnel through their device of choice; and Guidewire for Salesforce to provide customer information regarding policies and claims. Additionally, the company offers Guidewire Predictive Analytics, a set of cloud-native applications; Guidewire Risk Insights that allows insurers to assess new and evolving risks; Guidewire Business Intelligence that allows insurers to measure business performance; Guidewire DataHub, an operational data store; and Guidewire InfoCenter, a business intelligence warehouse, as well as implementation and integration, and professional services. The company was founded in 2001 and is headquartered in San Mateo, California.
- CEO
- Michael George Rosenbaum
- Employees
- 3.51K
- Beta
- 1.06
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($220.06 ÷ $141.26) − 1 = +55.78% (DCF, example).