US · CPAY
Corpay, Inc.
- Sector
- Technology · Software - Infrastructure
- Headquarters
- Atlanta, GA 30305
- Website
- corpay.com
Price · as of 2025-12-31
$307.22
Market cap 22.74B
Valuation summary
Four models, one snapshot. Upside is target ÷ current − 1.
| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial Intelligence(AI) | $325.78 | +6.04% |
| Intrinsic Value(DCF) | $345.34 | +12.41% |
| Graham-Dodd Method(GD) | — | — |
| Graham Formula(GF) | $328.28 | +6.85% |
Valuation history
Annual price (USD per share) overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | DCF | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2011 | |||||
| 2012 | |||||
| 2013 | $125.88 | ||||
| 2014 | $148.21 | $128.93 | $235.58 | $8.61 | $172.37 |
| 2015 | $139.79 | $121.14 | $763.16 | $11.64 | $185.97 |
| 2016 | $160.20 | $142.15 | $117.80 | $12.43 | $75.24 |
| 2017 | $209.40 | $176.49 | $251.94 | $29.21 | $243.18 |
| 2018 | $227.82 | $188.06 | $126.24 | $32.17 | $146.06 |
| 2019 | $249.16 | $211.99 | $148.93 | $38.82 | $171.43 |
| 2020 | $283.86 | $229.34 | $42.01 | $25.68 | $0.00 |
| 2021 | $229.54 | $233.36 | $111.47 | $24.19 | $265.19 |
| 2022 | $195.88 | $223.71 | $221.63 | $27.93 | $356.21 |
| 2023 | $294.03 | $279.94 | $328.44 | $34.81 | $232.38 |
| 2024 | $335.71 | $315.17 | $258.90 | $30.66 | $195.21 |
| 2025 | $332.01 | $325.78 | $269.43 | $0.00 | $328.28 |
AI valuation
Our deep-learning model estimates Corpay, Inc.'s (CPAY) per-share fair value from quarterly fundamentals, sector trend, and historical valuation patterns.
- AI fair value
- $325.78
- Current price
- $307.22
- AI upside
- +6.04%
Methodology and confidence bands appear in the dedicated valuation theory section. The AI score is an estimate, not a recommendation.
Intrinsic value (DCF)
Open DCF calculatorThree textbook valuation models, recomputed daily from the latest financial statements. The DCF uses our Chepakovich model. Graham-Dodd and Graham Formula are conservative reference points.
DCF
$345.34
+12.41% upside
Graham-Dodd
—
— upside
Graham Formula
$328.28
+6.85% upside
Peer comparison
Same-industry comparables, ranked by market cap.
| Basic Info | Model Valuation | Core Valuation | Profitability | Leverage & Liquidity | Growth | Cash Flow | Dividends | Enterprise Value | Risk | ||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Ticker | Company Name | Price | Market Cap | AI Upside | DCF Upside | GD Upside | GF Upside | P/E | P/B | P/S | EV/EBITDA | PEG | P/TBV | Gross Margin | Operating Margin | Net Margin | ROE | ROIC | ROA | Debt/Equity | Interest Coverage | Current Ratio | Quick Ratio | Net Debt/EBITDA | EPS Growth | Sales Growth | FCF Growth | FCF Yield | Op Cash Flow Ratio | Cash ROIC | Dividend Yield | Dividend Payout | Shareholder Yield | EV/EBIT | EV/FCF | EV/Sales | Altman Z-Score |
| CPAY | Corpay, Inc. | $307.22 | 22.74B | +6% | +12% | — | +7% | 21.72 | 6.00 | 5.14 | 13.17 | 286.30 | -3.37 | 69.91% | 43.10% | 23.62% | 30.60% | 12.95% | 4.83% | 2.58 | 4.83 | 0.98 | 0.45 | 3.21 | 759.00% | 1393.00% | -2641.00% | 5.58% | 0.10 | 12.40% | 0.00% | 0.00% | 3.36% | 15.78 | 23.70 | 6.80 | 1.57 |
| CHKP | Check Point Software Tech… | $152.07 | 16.33B | +63% | -42% | -50% | -9% | 15.73 | 5.77 | 6.10 | 16.87 | 54.34 | 21.78 | 85.42% | 30.49% | 38.78% | 37.27% | 50.58% | 15.59% | 0.68 | — | 2.05 | 1.95 | 0.19 | 2895.00% | 625.00% | 1745.00% | 7.26% | 0.64 | 73.49% | 0.00% | 0.00% | 8.42% | 18.75 | 12.91 | 5.72 | 5.74 |
| FFIV | F5, Inc. | $271.36 | 15.42B | -4% | -53% | -71% | -24% | 20.75 | 4.00 | 4.65 | 15.29 | 88.07 | 13.66 | 81.41% | 24.80% | 22.42% | 20.60% | 24.94% | 11.60% | 0.14 | — | 1.54 | 1.40 | -0.96 | 2356.00% | 966.00% | 1895.00% | 6.31% | 0.59 | 34.46% | 0.00% | 0.00% | 5.18% | 17.65 | 14.91 | 4.38 | 5.00 |
| GDDY | GoDaddy Inc. | $87.16 | 12.07B | +41% | -48% | -92% | +18% | 13.65 | 55.54 | 2.41 | 11.43 | — | -2.71 | 61.57% | 22.88% | 17.67% | 192.90% | 32.38% | 10.76% | 18.15 | 7.49 | 0.61 | 0.39 | 2.19 | -341.00% | 826.00% | 2493.00% | 13.19% | 0.53 | 48.21% | 0.00% | 0.00% | 13.41% | 13.04 | 9.37 | 2.98 | 1.34 |
| GEN | Gen Digital Inc. | $22.57 | 13.92B | +107% | +39% | — | -47% | 27.75 | 7.86 | 4.53 | 12.42 | 329.57 | -1.74 | 80.28% | 40.91% | 16.34% | 29.17% | 10.30% | 4.11% | 3.66 | 2.79 | 0.51 | 0.44 | 3.61 | 842.00% | 355.00% | -4100.00% | 6.76% | 0.43 | 12.35% | 1.75% | 48.70% | 6.08% | 15.62 | 20.86 | 6.39 | 1.32 |
| GIB | CGI Inc. | $73.36 | 16.17B | +35% | -19% | -79% | +16% | 17.51 | 2.82 | 1.82 | 12.93 | 3199.69 | -12.35 | 20.67% | 20.60% | 10.42% | 16.83% | 19.27% | 9.16% | 0.43 | 27.54 | 0.99 | 0.76 | 1.43 | 55.00% | 843.00% | 118.00% | 6.77% | 0.44 | 15.62% | 0.47% | 8.10% | 4.90% | 9.96 | 16.61 | 2.05 | 3.78 |
| IT | Gartner, Inc. | $157.20 | 11.33B | +65% | -57% | -89% | -25% | 15.73 | 35.85 | 1.76 | 10.87 | — | -4.16 | 67.66% | 15.79% | 11.22% | 86.86% | 34.02% | 8.78% | 11.31 | 9.15 | 1.00 | 0.84 | 1.54 | -3969.00% | 367.00% | -1504.00% | 10.25% | 0.32 | 51.75% | 0.00% | 0.00% | 17.36% | 13.03 | 11.37 | 2.06 | 3.27 |
| J | Jacobs Solutions Inc. | $137.86 | 16.28B | -7% | -57% | — | -78% | 22.07 | 4.60 | 1.39 | 19.67 | — | -9.02 | 24.81% | 7.18% | 2.41% | 18.53% | 9.90% | 6.60% | 0.74 | 5.92 | 1.30 | 1.26 | 1.59 | -6234.00% | 460.00% | -3493.00% | 3.63% | 0.20 | 11.55% | 0.91% | 20.20% | 6.21% | 21.11 | 30.01 | 1.52 | 3.15 |
| KSPI | Joint Stock Company Kaspi… | $70.59 | 13.47B | +96% | +5,671% | — | +472% | — | 6.91 | 4.16 | 6.76 | — | 7.36 | 62.34% | 50.42% | 41.24% | 0.00% | 1921.62% | 0.00% | 0.15 | — | 0.84 | 0.83 | -0.31 | 2397.00% | 3336.00% | -5396.00% | 4.64% | 0.09 | 891.79% | 6.16% | — | 6.19% | 6.76 | 17.68 | 3.41 | 1.82 |
| NTNX | Nutanix, Inc. | $38.28 | 10.35B | +143% | +28% | -99% | -53% | 97.04 | -26.32 | 7.20 | 60.70 | — | -20.72 | 86.81% | 6.80% | 7.42% | -26.48% | -13.76% | 6.94% | -2.14 | 8.75 | 1.72 | 1.66 | 2.44 | -22745.00% | 1811.00% | 2551.00% | 4.10% | 0.58 | -67.23% | 0.00% | 0.00% | 1.68% | 102.99 | 23.69 | 7.00 | 1.99 |
| TOST | Toast, Inc. | $27.31 | 16.09B | +80% | +370% | -77% | -33% | 46.92 | 7.55 | 2.61 | 37.89 | 2.86 | 8.03 | 25.76% | 4.96% | 5.56% | 18.64% | 179.98% | 12.20% | 0.02 | — | 2.75 | 2.19 | -3.53 | 163913.00% | 2405.00% | 9869.00% | 3.79% | 0.68 | 362.99% | 0.00% | 0.00% | 3.43% | 46.21 | 23.18 | 2.29 | 11.79 |
About Corpay, Inc.
Corpay, Inc. operates as a payments company that helps businesses and consumers manage vehicle-related expenses, lodging expenses, and corporate payments in the United States, Brazil, the United Kingdom, and internationally. The company offers vehicle payment solutions, which include fuel, tolls, parking, fleet maintenance, and long-haul transportation services, as well as prepaid food and transportation vouchers and cards. It also provides corporate payment solutions consisting of accounts payable automation; virtual cards, cross-border solutions; and purchasing and travel and entertainment card products, as well as lodging payments solutions for employees who travel overnight for work purposes; traveling crews and stranded passengers from airlines and cruise lines; and insurance policyholders displaced from their homes due to damage or catastrophe. In addition, the company offers gifts and payroll cards. It serves business, merchant, consumer, and payment network customers. The company was formerly known as FLEETCOR Technologies, Inc. and changed its name to Corpay, Inc. in March 2024. Corpay, Inc. was founded in 1986 and is headquartered in Atlanta, Georgia.
- CEO
- Ronald F. Clarke
- Employees
- 11.2K
- Beta
- 0.81
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($345.34 ÷ $307.22) − 1 = +12.41% (DCF, example).