US · HGTY
Hagerty, Inc.
- Sector
- Financial Services · Insurance - Property & Casualty
- Headquarters
- Traverse City, MI 49684-4203
- Website
- hagerty.com
Price · as of 2025-12-31
$10.34
Market cap 4.03B
Valuation summary
Four models, one snapshot. Upside is target ÷ current − 1.
| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial Intelligence(AI) | $91.87 | +788.49% |
| Intrinsic Value(DCF) | $72.61 | +602.22% |
| Graham-Dodd Method(GD) | $8.00 | -22.61% |
| Graham Formula(GF) | $40.17 | +288.49% |
Valuation history
Annual price (USD per share) overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | DCF | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2011 | |||||
| 2012 | |||||
| 2013 | |||||
| 2014 | |||||
| 2015 | |||||
| 2016 | |||||
| 2017 | |||||
| 2018 | |||||
| 2019 | |||||
| 2020 | $0.31 | $1.01 | |||
| 2021 | $13.88 | $34.14 | $1.23 | $0.00 | $0.00 |
| 2022 | $8.53 | $106.18 | $81.30 | $0.32 | $4.85 |
| 2023 | $8.98 | $101.74 | $70.08 | $0.48 | $1.75 |
| 2024 | $9.77 | $32.52 | $59.23 | $0.11 | $1.22 |
| 2025 | $10.98 | $91.87 | $60.37 | $8.00 | $40.17 |
AI valuation
Our deep-learning model estimates Hagerty, Inc.'s (HGTY) per-share fair value from quarterly fundamentals, sector trend, and historical valuation patterns.
- AI fair value
- $91.87
- Current price
- $10.34
- AI upside
- +788.49%
Methodology and confidence bands appear in the dedicated valuation theory section. The AI score is an estimate, not a recommendation.
Intrinsic value (DCF)
Open DCF calculatorThree textbook valuation models, recomputed daily from the latest financial statements. The DCF uses our Chepakovich model. Graham-Dodd and Graham Formula are conservative reference points.
DCF
$72.61
+602.22% upside
Graham-Dodd
$8.00
-22.61% upside
Graham Formula
$40.17
+288.49% upside
Peer comparison
Same-industry comparables, ranked by market cap.
| Basic Info | Model Valuation | Core Valuation | Profitability | Leverage & Liquidity | Growth | Cash Flow | Dividends | Enterprise Value | Risk | ||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Ticker | Company Name | Price | Market Cap | AI Upside | DCF Upside | GD Upside | GF Upside | P/E | P/B | P/S | EV/EBITDA | PEG | P/TBV | Gross Margin | Operating Margin | Net Margin | ROE | ROIC | ROA | Debt/Equity | Interest Coverage | Current Ratio | Quick Ratio | Net Debt/EBITDA | EPS Growth | Sales Growth | FCF Growth | FCF Yield | Op Cash Flow Ratio | Cash ROIC | Dividend Yield | Dividend Payout | Shareholder Yield | EV/EBIT | EV/FCF | EV/Sales | Altman Z-Score |
| HGTY | Hagerty, Inc. | $10.34 | 4.03B | +788% | +602% | -23% | +288% | 6.95 | 3.37 | 0.71 | 7.30 | 0.50 | 9.89 | 81.90% | 75.41% | 8.87% | 65.13% | -608.30% | 7.85% | 0.76 | 26.86 | — | — | -1.77 | 138000.00% | 2223.00% | 2490.00% | 18.76% | — | -116.08% | 0.54% | 3.80% | 11.13% | 0.25 | 1.41 | 0.19 | 3.24 |
| AGO | Assured Guaranty Ltd. | $86.21 | 3.98B | +75% | +11% | — | -40% | 8.50 | 0.76 | 5.43 | -1.03 | 17.65 | 0.76 | 92.89% | 84.01% | 63.83% | 9.02% | 20.34% | 4.18% | 0.30 | 7.44 | — | — | 1.75 | 4818.00% | -319.00% | 152979.00% | 17.91% | — | 28.69% | 17.89% | 152.10% | 35.71% | -1.17 | -1.01 | -0.99 | 2.14 |
| AHL | ASPEN INSURANCE HOLDINGS … | $37.50 | 3.44B | — | — | -40% | +158% | — | — | — | — | — | — | 33.13% | 14.52% | 15.20% | 15.48% | -22.57% | 3.14% | 0.11 | 7.47 | — | — | -1.01 | -4669.00% | 1046.00% | 7017.00% | — | — | -26.13% | — | 51.40% | — | — | — | — | — |
| CNO | CNO Financial Group, Inc. | $41.81 | 3.99B | +17% | -58% | -8% | -49% | 18.13 | 1.58 | 0.93 | 13.78 | — | 1.58 | 44.79% | 6.54% | 5.11% | 8.93% | 14.01% | 0.60% | 1.54 | 1.27 | — | — | 5.85 | -3717.00% | 94.00% | 765.00% | 16.25% | — | 41.28% | 0.00% | 0.00% | 0.00% | 24.63 | 10.69 | 1.61 | 0.33 |
| CRVL | CorVel Corporation | $51.58 | 2.64B | +60% | -4% | -71% | -28% | 59.16 | 17.49 | 6.29 | 36.50 | 241.57 | 19.77 | 23.42% | 13.49% | 10.63% | 33.41% | 53.92% | 19.02% | 0.09 | — | 1.90 | 1.35 | -0.95 | 2449.00% | 1261.00% | 3081.00% | 1.63% | 0.62 | 51.88% | 0.00% | 0.00% | 1.88% | 45.42 | 59.93 | 6.13 | 20.17 |
| FG | F&G Annuities & Life, Inc… | $22.65 | 3.07B | +56% | +275% | -36% | +22% | 10.84 | 0.61 | 0.51 | 3.20 | — | -0.80 | 30.85% | 5.64% | 4.62% | 6.19% | -1.47% | 0.30% | 0.47 | 1.97 | — | — | 0.65 | -6148.00% | 572.00% | -2191.00% | 158.87% | — | -25.29% | 4.66% | 50.60% | 5.01% | 11.42 | 0.79 | 0.64 | 0.14 |
| MCY | Mercury General Corporati… | $90.58 | 5.02B | +6% | +295% | -20% | +85% | 9.37 | 2.10 | 0.85 | 5.67 | 60.01 | 2.14 | 33.87% | 11.07% | 9.03% | 24.80% | 33.54% | 6.06% | 0.25 | 23.19 | 66.98 | 66.98 | -0.94 | 1562.00% | 944.00% | 381.00% | 20.28% | 35.33 | 63.77% | 1.39% | 13.00% | 12.99% | 6.56 | 4.23 | 0.73 | 1.88 |
| PJT | PJT Partners Inc. | $147.68 | 3.59B | +5% | +78% | -73% | +5% | 21.18 | 12.38 | 2.23 | 7.81 | 59.22 | 34.95 | 53.04% | 23.16% | 10.51% | 72.74% | -414.56% | 10.36% | 0.00 | — | 69.35 | 69.35 | -1.28 | 3577.00% | 1477.00% | 0.00% | 13.83% | 39.04 | -610.16% | 0.00% | 0.00% | 10.73% | 8.26 | 6.21 | 1.91 | 5.28 |
| SIGI | Selective Insurance Group… | $84.04 | 5.08B | -8% | -60% | -14% | +59% | 11.12 | 1.44 | 0.97 | 7.21 | 8.45 | 1.67 | 40.86% | 11.05% | 8.74% | 13.86% | 16.12% | 3.25% | 0.25 | 11.95 | 650.38 | 164.40 | 1.34 | 13158.00% | 978.00% | 1539.00% | 23.79% | 75.28 | 42.63% | 1.97% | 21.90% | 3.75% | 8.21 | 3.92 | 0.91 | 1.94 |
| TCBI | Texas Capital Bancshares,… | $95.30 | 4.35B | -29% | +12% | +17% | +63% | 13.14 | 1.20 | 2.17 | -2.77 | 3.05 | 1.20 | 60.62% | 22.20% | 16.52% | 9.44% | -136.18% | 1.06% | 0.26 | 0.60 | 0.16 | 0.28 | -1.97 | 43125.00% | 1354.00% | -1650.00% | 8.01% | 0.01 | -139.78% | 0.40% | 5.20% | 4.68% | -3.00 | -3.83 | -0.67 | -0.52 |
| TFSL | TFS Financial Corporation | $14.02 | 3.93B | +92% | -44% | -63% | -71% | 42.39 | 2.04 | 4.87 | 60.05 | 296.71 | 2.06 | 40.28% | 14.48% | 11.49% | 4.84% | 1.52% | 0.53% | 2.59 | 0.24 | 0.05 | 0.05 | 32.46 | 1429.00% | 437.00% | -1703.00% | 1.84% | 0.01 | 1.18% | 1.54% | 65.50% | 1.65% | 72.11 | 116.57 | 10.45 | -0.39 |
About Hagerty, Inc.
Hagerty, Inc. provides insurance agency services worldwide. It offers automobile and boat insurance products; and reinsurance products. The company also provides Hagerty Media, which publishes contents through the HDC Magazine, video content, YouTube channel; HDC that offers subscription based products and services, including HDC Magazine, automotive enthusiast events, proprietary vehicle valuation tools, emergency roadside services, and special vehicle-related discounts; HVT, a valuation tool used by the customer to access current and historic pricing data of collector car, truck, SUV, and motorcycle models; and Hagerty Events, an eclectic mix of small and large events. In addition, it offers DriveShare, a peer-to-peer rental platform for collector and cool vehicles; Motorsport Reg, a motorsport membership, licensing, and event online management system that automates event listings, registration, and payment processing for various motorsport events; and Hagerty Garage + Social, a platform that provides clubhouses and car storage facilities. The company is headquartered in Traverse City, Michigan.
- CEO
- McKeel O. Hagerty
- Employees
- 1.73K
- Beta
- 0.89
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($72.61 ÷ $10.34) − 1 = +602.22% (DCF, example).