US · MTG
MGIC Investment Corporation
- Sector
- Financial Services · Insurance - Specialty
- Headquarters
- Milwaukee, WI 53202
- Website
- mtg.mgic.com
Price · as of 2025-12-31
$26.26
Market cap 5.75B
Valuation summary
Four models, one snapshot. Upside is target ÷ current − 1.
| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial Intelligence(AI) | $47.44 | +80.65% |
| Intrinsic Value(DCF) | $35.62 | +35.64% |
| Graham-Dodd Method(GD) | $39.16 | +49.12% |
| Graham Formula(GF) | $27.85 | +6.04% |
Valuation history
Annual price (USD per share) overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | DCF | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2011 | $3.94 | $15.41 | $0.00 | $0.00 | $0.00 |
| 2012 | $4.20 | $15.22 | $0.00 | $0.00 | $0.00 |
| 2013 | $7.90 | $28.47 | $0.00 | $1.47 | $2.27 |
| 2014 | $8.09 | $71.74 | $1.38 | $6.78 | $0.00 |
| 2015 | $6.45 | $65.79 | $4.13 | $26.13 | $62.40 |
| 2016 | $9.05 | $73.32 | $4.16 | $13.32 | $10.03 |
| 2017 | $12.62 | $60.25 | $10.11 | $14.20 | $8.36 |
| 2018 | $10.96 | $43.21 | $8.21 | $18.99 | $23.71 |
| 2019 | $10.78 | $47.34 | $15.50 | $19.98 | $30.14 |
| 2020 | $11.69 | $41.99 | $32.72 | $16.76 | $9.16 |
| 2021 | $12.59 | $42.08 | $40.15 | $19.81 | $13.26 |
| 2022 | $12.04 | $37.80 | $32.12 | $23.89 | $20.30 |
| 2023 | $18.92 | $38.38 | $35.20 | $23.95 | $16.59 |
| 2024 | $23.28 | $40.80 | $39.56 | $26.86 | $36.53 |
| 2025 | $27.12 | $47.44 | $41.72 | $39.16 | $27.84 |
AI valuation
Our deep-learning model estimates MGIC Investment Corporation's (MTG) per-share fair value from quarterly fundamentals, sector trend, and historical valuation patterns.
- AI fair value
- $47.44
- Current price
- $26.26
- AI upside
- +80.65%
Methodology and confidence bands appear in the dedicated valuation theory section. The AI score is an estimate, not a recommendation.
Intrinsic value (DCF)
Open DCF calculatorThree textbook valuation models, recomputed daily from the latest financial statements. The DCF uses our Chepakovich model. Graham-Dodd and Graham Formula are conservative reference points.
DCF
$35.62
+35.64% upside
Graham-Dodd
$39.16
+49.12% upside
Graham Formula
$27.85
+6.04% upside
Peer comparison
Same-industry comparables, ranked by market cap.
| Basic Info | Model Valuation | Core Valuation | Profitability | Leverage & Liquidity | Growth | Cash Flow | Dividends | Enterprise Value | Risk | ||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Ticker | Company Name | Price | Market Cap | AI Upside | DCF Upside | GD Upside | GF Upside | P/E | P/B | P/S | EV/EBITDA | PEG | P/TBV | Gross Margin | Operating Margin | Net Margin | ROE | ROIC | ROA | Debt/Equity | Interest Coverage | Current Ratio | Quick Ratio | Net Debt/EBITDA | EPS Growth | Sales Growth | FCF Growth | FCF Yield | Op Cash Flow Ratio | Cash ROIC | Dividend Yield | Dividend Payout | Shareholder Yield | EV/EBIT | EV/FCF | EV/Sales | Altman Z-Score |
| MTG | MGIC Investment Corporati… | $26.26 | 5.75B | +81% | +36% | +49% | +6% | 8.29 | 1.19 | 5.04 | 6.69 | 95.85 | 1.19 | 94.90% | 76.51% | 60.84% | 14.31% | 28.65% | 11.20% | 0.13 | 26.91 | — | — | 0.28 | 865.00% | 49.00% | 1767.00% | 13.91% | — | 33.05% | 0.00% | 0.00% | 2.36% | 6.88 | 7.50 | 5.27 | 3.11 |
| ACGL | Arch Capital Group Ltd. | $100.15 | 36.32B | +61% | +147% | +23% | +165% | 8.48 | 1.54 | 1.92 | 7.10 | 220.60 | 1.62 | 51.76% | 26.56% | 22.65% | 19.54% | 21.90% | 6.38% | 0.11 | 34.86 | 1.21 | 1.21 | 0.32 | 384.00% | 1474.00% | -746.00% | 16.43% | 0.83 | 30.50% | 0.13% | 1.10% | 5.23% | 7.56 | 6.37 | 2.01 | 1.66 |
| ACT | Enact Holdings, Inc. | $41.84 | 6.04B | +43% | -54% | +11% | +13% | 9.34 | 1.18 | 5.12 | 7.11 | 272.08 | 1.18 | 91.10% | 69.80% | 54.80% | 13.03% | 12.63% | 10.03% | 0.14 | 17.19 | 6.86 | 6.86 | 0.18 | 343.00% | 237.00% | 557.00% | 11.51% | 7.91 | 13.58% | 1.92% | 17.90% | 1.92% | 7.52 | 8.91 | 5.25 | 3.89 |
| EQH | Equitable Holdings, Inc. | $40.22 | 11.52B | +117% | -60% | — | — | -8.75 | -163.11 | 1.03 | 120.56 | — | -2.24 | 79.14% | -10.23% | -11.83% | -182.66% | 1.36% | -0.45% | -61.78 | -5.33 | 25.50 | 111.88 | 133.02 | -22778.00% | -621.00% | 7199.00% | 21.16% | 1.83 | -3.36% | 0.00% | 0.00% | 1066.37% | 97.92 | -45.74 | -10.01 | 0.21 |
| ESNT | Essent Group Ltd. | $60.84 | 5.88B | +50% | -14% | +21% | -11% | 8.80 | 1.05 | 4.82 | 7.57 | 1205.58 | 1.07 | 88.16% | 65.18% | 54.72% | 12.15% | 21.95% | 9.48% | 0.10 | 25.14 | 0.34 | 0.34 | 0.51 | 73.00% | -49.00% | -71.00% | 13.98% | 1.67 | 27.00% | 2.01% | 17.70% | 2.01% | 7.92 | 7.67 | 5.16 | 3.63 |
| FAF | First American Financial … | $70.11 | 7.14B | +32% | +81% | -52% | +147% | 11.68 | 1.32 | 0.98 | 6.49 | 3.10 | 2.03 | 95.61% | 11.10% | 8.35% | 11.95% | 10.83% | 3.99% | 0.35 | 5.26 | — | — | 0.43 | 37619.00% | 2164.00% | 1226.00% | 10.50% | — | 13.21% | 3.07% | 35.90% | 6.11% | 9.42 | 10.20 | 1.04 | 1.48 |
| PB | Prosperity Bancshares, In… | $70.37 | 6.86B | -39% | +3% | +3% | -35% | 12.35 | 0.88 | 3.86 | -2.16 | 93.07 | 1.65 | 71.88% | 39.90% | 31.23% | 7.21% | -36.05% | 1.39% | 0.28 | 1.42 | 0.81 | 5.02 | 2.17 | 1327.00% | -23.00% | 2169.00% | 8.20% | 0.26 | -36.49% | 0.00% | 0.00% | 0.00% | -2.65 | -3.34 | -1.06 | 0.36 |
| RDN | Radian Group Inc. | $34.52 | 4.7B | +46% | -24% | +16% | -40% | 8.28 | 1.01 | 3.87 | 6.80 | 147.46 | 1.01 | 92.30% | 61.19% | 46.73% | 12.39% | 16.57% | 6.94% | 0.24 | 11.64 | 0.14 | 0.14 | 1.24 | 561.00% | -336.00% | -15048.00% | 6.98% | 0.32 | 9.32% | 3.02% | 25.00% | 37.30% | 7.77 | 17.62 | 4.75 | 2.08 |
| SNV | Synovus Financial Corp. | $50.05 | 6.95B | -44% | -10% | -55% | -38% | 13.65 | 1.25 | 1.91 | -3.19 | — | 1.38 | 53.84% | 17.67% | 14.09% | 9.25% | -10.56% | 0.80% | 0.36 | 0.42 | 0.22 | 0.22 | -1.67 | -1243.00% | 116.00% | -3883.00% | 11.69% | 0.02 | -16.85% | 3.99% | 54.40% | 9.99% | -3.50 | -2.77 | -0.62 | -0.57 |
| THG | The Hanover Insurance Gro… | $180.63 | 6.35B | -28% | -59% | -27% | +44% | 9.82 | 1.82 | 0.99 | 7.44 | 16.87 | 2.42 | 43.47% | 12.79% | 10.04% | 20.66% | 25.07% | 4.36% | 0.34 | 19.53 | — | — | 0.11 | 5821.00% | 612.00% | 4700.00% | 18.00% | — | 44.42% | 2.01% | 19.70% | 7.88% | 7.82 | 5.64 | 1.00 | 1.54 |
| VLY | Valley National Bancorp | $12.61 | 7.03B | +60% | -14% | +27% | -49% | 11.99 | 0.92 | 2.05 | 8.68 | 25.85 | 1.23 | 53.94% | 21.30% | 17.12% | 7.85% | 7.43% | 0.94% | 0.49 | 0.51 | 10.26 | 10.26 | 4.69 | 4638.00% | -221.00% | -2652.00% | 5.62% | 0.87 | 5.01% | 0.00% | 0.00% | 0.88% | 8.68 | 16.01 | 1.85 | 0.29 |
About MGIC Investment Corporation
MGIC Investment Corporation, through its subsidiaries, provides private mortgage insurance, other mortgage credit risk management solutions, and ancillary services to lenders and government sponsored entities in the United States, Puerto Rico, and Guam. The company offers primary mortgage insurance that provides mortgage default protection on individual loans, as well as covers unpaid loan principal, delinquent interest, and various expenses associated with the default and subsequent foreclosure. It also provides contract underwriting services, as well as reinsurance. The company serves originators of residential mortgage loans, including savings institutions, commercial banks, mortgage brokers, credit unions, mortgage bankers, and other lenders. MGIC Investment Corporation was founded in 1957 and is headquartered in Milwaukee, Wisconsin.
- CEO
- Salvatore Antonino Miosi
- Employees
- 555
- Beta
- 0.82
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($35.62 ÷ $26.26) − 1 = +35.64% (DCF, example).