US · PRA
ProAssurance Corporation
- Sector
- Financial Services · Insurance - Property & Casualty
- Headquarters
- Birmingham, AL 35209
- Website
- proassurance.com
Price · as of 2025-12-31
$24.66
Market cap 1.26B
Valuation summary
Four models, one snapshot. Upside is target ÷ current − 1.
| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial Intelligence(AI) | $24.83 | +0.69% |
| Intrinsic Value(DCF) | $26.61 | +7.91% |
| Graham-Dodd Method(GD) | $9.21 | -62.65% |
| Graham Formula(GF) | $5.60 | -77.3% |
Valuation history
Annual price (USD per share) overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | DCF | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2011 | $25.68 | $56.25 | $48.76 | $54.40 | $59.74 |
| 2012 | $29.14 | $41.54 | $41.00 | $7.88 | $34.79 |
| 2013 | $28.75 | $40.77 | $62.12 | $48.98 | $45.62 |
| 2014 | $31.28 | $31.08 | |||
| 2015 | $36.96 | $30.82 | |||
| 2016 | $47.89 | $35.90 | $0.00 | $10.55 | $61.10 |
| 2017 | $44.77 | $41.39 | $1.64 | $0.00 | $12.49 |
| 2018 | $35.38 | $36.86 | |||
| 2019 | $24.26 | $23.79 | $0.00 | $0.00 | $0.42 |
| 2020 | $27.81 | $421.05 | $35.18 | $0.00 | $11.55 |
| 2021 | $24.80 | $56.97 | $27.33 | $35.91 | $75.88 |
| 2022 | $18.40 | $31.73 | $10.94 | $16.50 | $0.00 |
| 2023 | $12.54 | $132.92 | $17.81 | $15.82 | $0.00 |
| 2024 | $15.38 | $39.32 | $47.53 | $28.57 | $8.20 |
| 2025 | $24.53 | $24.83 | $28.57 | $9.21 | $5.60 |
AI valuation
Our deep-learning model estimates ProAssurance Corporation's (PRA) per-share fair value from quarterly fundamentals, sector trend, and historical valuation patterns.
- AI fair value
- $24.83
- Current price
- $24.66
- AI upside
- +0.69%
Methodology and confidence bands appear in the dedicated valuation theory section. The AI score is an estimate, not a recommendation.
Intrinsic value (DCF)
Open DCF calculatorThree textbook valuation models, recomputed daily from the latest financial statements. The DCF uses our Chepakovich model. Graham-Dodd and Graham Formula are conservative reference points.
DCF
$26.61
+7.91% upside
Graham-Dodd
$9.21
-62.65% upside
Graham Formula
$5.60
-77.3% upside
Peer comparison
Same-industry comparables, ranked by market cap.
| Basic Info | Model Valuation | Core Valuation | Profitability | Leverage & Liquidity | Growth | Cash Flow | Dividends | Enterprise Value | Risk | ||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Ticker | Company Name | Price | Market Cap | AI Upside | DCF Upside | GD Upside | GF Upside | P/E | P/B | P/S | EV/EBITDA | PEG | P/TBV | Gross Margin | Operating Margin | Net Margin | ROE | ROIC | ROA | Debt/Equity | Interest Coverage | Current Ratio | Quick Ratio | Net Debt/EBITDA | EPS Growth | Sales Growth | FCF Growth | FCF Yield | Op Cash Flow Ratio | Cash ROIC | Dividend Yield | Dividend Payout | Shareholder Yield | EV/EBIT | EV/FCF | EV/Sales | Altman Z-Score |
| PRA | ProAssurance Corporation | $24.66 | 1.26B | +1% | +8% | -63% | -77% | -152.14 | 0.93 | 1.15 | 12.98 | — | 0.97 | 39.40% | 6.56% | 4.64% | -0.65% | -13.15% | -0.15% | 0.33 | 3.46 | 0.15 | 0.15 | 3.85 | -388.00% | -267.00% | -9777.00% | -0.03% | 0.00 | 0.11% | 5.96% | -906.30% | 5.96% | 19.20 | -3144.85 | 1.26 | 0.15 |
| BFC | Bank First Corporation | $134.67 | 1.51B | +1% | +12% | -13% | -16% | 19.02 | 0.82 | 5.65 | 14.38 | 169.33 | 0.82 | 70.34% | 36.67% | 29.73% | 6.22% | 7.08% | 1.60% | 0.07 | 1.26 | 0.05 | 0.05 | -0.13 | 1123.00% | 771.00% | -11989.00% | -0.86% | 0.00 | -1.15% | 4.22% | 80.20% | 5.84% | 15.29 | -115.62 | 5.61 | -0.28 |
| BY | Byline Bancorp, Inc. | $31.20 | 1.43B | +53% | -2% | +3% | -14% | 10.93 | 1.12 | 2.26 | 2.78 | 214.79 | 1.33 | 66.12% | 29.06% | 20.66% | 11.02% | 54.45% | 1.36% | 0.45 | 0.98 | 0.31 | 0.31 | 2.69 | 509.00% | 130.00% | -6976.00% | 3.64% | 0.01 | 20.52% | 1.28% | 14.00% | 2.95% | 2.85 | 10.08 | 0.83 | -0.09 |
| CNOB | ConnectOne Bancorp, Inc. | $26.53 | 1.33B | +66% | -60% | -11% | +26% | 16.81 | 0.86 | 2.23 | 10.46 | — | 1.05 | 44.17% | 18.59% | 13.26% | 5.72% | 5.25% | 0.67% | 0.74 | 0.39 | 391.51 | 391.51 | 9.56 | -1591.00% | 1344.00% | 7750.00% | 7.47% | 3.28 | 6.59% | 2.81% | 47.20% | 2.81% | 10.46 | 11.68 | 1.94 | 1.29 |
| DCOM | Dime Community Bancshares… | $32.35 | 1.42B | +29% | +425% | +35% | +63% | 12.81 | 0.96 | 1.94 | -8.70 | 3.87 | 1.08 | 56.12% | 21.47% | 15.15% | 7.71% | -100.70% | 0.75% | 0.25 | 0.57 | 0.25 | 0.25 | -12.65 | 33091.00% | 1303.00% | 9659.00% | 12.87% | 0.01 | -165.98% | 0.00% | 0.00% | 118.47% | -8.70 | -7.48 | -1.87 | -0.53 |
| HIVE | HIVE Digital Technologies… | $2.14 | 509.25M | +1,027% | -63% | +59% | — | -85.84 | 0.57 | 2.23 | 9.17 | — | 0.57 | 21.81% | 1.40% | -2.60% | -0.85% | 0.18% | -0.71% | 0.12 | 0.70 | 3.72 | 0.95 | 1.10 | -10807.00% | 71.00% | 13987.00% | -61.31% | 0.25 | -43.22% | 0.00% | 0.00% | 0.00% | 164.28 | -1.68 | 2.30 | 1.78 |
| MHLA | Maiden Holdings, Ltd. 6.6… | $12.77 | 1.11B | +133% | -52% | — | +326% | -6.93 | 30.82 | 24.68 | — | -1.62 | 37.55 | 100.00% | 37.37% | -356.10% | -136.55% | 5.75% | -14.18% | 5.64 | 1.09 | — | — | — | 42895.00% | -3676.00% | 1283.00% | -4.84% | — | -18.39% | 0.00% | 0.00% | 18.50% | 76.48 | -23.91 | 28.58 | 0.07 |
| OCSL | Oaktree Specialty Lending… | $11.34 | 998.89M | +237% | -53% | — | +131% | 33.62 | 0.78 | 3.81 | 16.87 | — | 0.78 | 87.21% | 50.39% | 11.32% | 2.30% | 4.91% | 1.09% | 1.01 | 1.30 | 11.20 | 11.20 | 9.32 | -4583.00% | 6093.00% | 64647.00% | 12.49% | 11.80 | 4.80% | 13.00% | 436.90% | 28.62% | 16.87 | 17.89 | 8.50 | 0.35 |
| ROOT | Root, Inc. | $51.88 | 710.9M | +64% | +40,168% | -40% | +80% | 19.07 | 2.70 | 0.51 | 9.59 | 85.10 | 2.99 | 39.08% | 4.07% | 2.66% | 16.52% | -41.26% | 2.66% | 0.70 | 2.89 | — | — | -0.85 | 2240.00% | 2895.00% | 1229.00% | 26.88% | — | -147.24% | 0.00% | 0.00% | 0.00% | 11.42 | 3.42 | 0.47 | 0.83 |
| SAFT | Safety Insurance Group, I… | $77.63 | 1.16B | -25% | +214% | -51% | +79% | 11.43 | 1.27 | 0.90 | 8.84 | 28.45 | 1.31 | 36.43% | 10.10% | 7.91% | 11.54% | 17.20% | 4.19% | 0.08 | 82.80 | 25.00 | 25.00 | 0.00 | 4017.00% | 1301.00% | 5443.00% | 16.93% | 12.34 | 33.27% | 4.75% | 54.30% | 4.75% | 8.95 | 5.91 | 0.90 | 1.77 |
| SIGI | Selective Insurance Group… | $84.04 | 5.08B | -8% | -60% | -14% | +59% | 11.12 | 1.44 | 0.97 | 7.21 | 8.45 | 1.67 | 40.86% | 11.05% | 8.74% | 13.86% | 16.12% | 3.25% | 0.25 | 11.95 | 650.38 | 164.40 | 1.34 | 13158.00% | 978.00% | 1539.00% | 23.79% | 75.28 | 42.63% | 1.97% | 21.90% | 3.75% | 8.21 | 3.92 | 0.91 | 1.94 |
About ProAssurance Corporation
ProAssurance Corporation, through its subsidiaries, provides property and casualty insurance, and reinsurance products in the United States. The company operates through Specialty Property and Casualty, Workers' Compensation Insurance, Segregated Portfolio Cell Reinsurance, and Lloyd's Syndicate segments. It offers professional liability insurance for healthcare providers and institutions, and attorneys; liability insurance for medical technology and life sciences risks; and workers' compensation insurance, such as guaranteed cost policies, policyholder dividend policies, retrospectively rated policies, and deductible policies, as well as alternative market solutions that include program design, fronting, claims administration, risk management, SPC rental, asset management, and SPC management services for individual companies, agencies, groups, and associations. The company also participates in Lloyd's of London Syndicate 1729, which underwrites property and casualty insurance, and reinsurance. It markets its products through independent agencies and brokers, as well as an internal sales force. The company was founded in 1976 and is headquartered in Birmingham, Alabama.
- CEO
- Edward Lewis Rand Jr.
- Employees
- 1.04K
- Beta
- 0.05
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($26.61 ÷ $24.66) − 1 = +7.91% (DCF, example).