US · PUK
Prudential plc
- Sector
- Financial Services · Insurance - Life
- Headquarters
- London EC2R 7AG
- Website
- prudentialplc.com
Price · as of 2024-12-31
$30.17
Market cap 40.12B
Valuation summary
Four models, one snapshot. Upside is target ÷ current − 1.
| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial Intelligence(AI) | $25.55 | -15.31% |
| Intrinsic Value(DCF) | $7.70 | -74.48% |
| Graham-Dodd Method(GD) | $14.58 | -51.68% |
| Graham Formula(GF) | — | — |
Valuation history
Annual price (USD per share) overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | DCF | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2010 | $13.50 | $34.26 | $0.00 | $7.30 | $10.90 |
| 2011 | $13.64 | $8.12 | $0.00 | $3.70 | $36.30 |
| 2012 | $19.00 | $32.44 | $156.34 | $10.60 | $148.60 |
| 2013 | $29.46 | $30.00 | $107.05 | $14.40 | $0.00 |
| 2014 | $32.62 | $38.26 | $101.33 | $13.80 | $85.70 |
| 2015 | $26.27 | $20.39 | $68.97 | $15.70 | $0.00 |
| 2016 | $28.04 | $66.71 | $3,449.71 | $6.20 | $278.70 |
| 2017 | $36.89 | $65.92 | $2,884.65 | $9.10 | $47.40 |
| 2018 | $29.34 | $30.52 | $0.15 | $17.00 | $0.00 |
| 2019 | $26.94 | $69.12 | $21,430.55 | $0.00 | $107.83 |
| 2020 | $38.64 | $32.12 | $32.11 | $28.18 | $0.00 |
| 2021 | $25.67 | $23.41 | $0.00 | $2.29 | $54.41 |
| 2022 | $27.30 | $32.85 | $0.00 | $5.40 | $275.59 |
| 2023 | $19.44 | $15.39 | $13.42 | $25.45 | |
| 2024 | $19.24 | $25.55 | $22.90 | $14.58 | $0.00 |
AI valuation
Our deep-learning model estimates Prudential plc's (PUK) per-share fair value from quarterly fundamentals, sector trend, and historical valuation patterns.
- AI fair value
- $25.55
- Current price
- $30.17
- AI upside
- -15.31%
Methodology and confidence bands appear in the dedicated valuation theory section. The AI score is an estimate, not a recommendation.
Intrinsic value (DCF)
Open DCF calculatorThree textbook valuation models, recomputed daily from the latest financial statements. The DCF uses our Chepakovich model. Graham-Dodd and Graham Formula are conservative reference points.
DCF
$7.70
-74.48% upside
Graham-Dodd
$14.58
-51.68% upside
Graham Formula
—
— upside
Peer comparison
Same-industry comparables, ranked by market cap.
| Basic Info | Model Valuation | Core Valuation | Profitability | Leverage & Liquidity | Growth | Cash Flow | Dividends | Enterprise Value | Risk | ||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Ticker | Company Name | Price | Market Cap | AI Upside | DCF Upside | GD Upside | GF Upside | P/E | P/B | P/S | EV/EBITDA | PEG | P/TBV | Gross Margin | Operating Margin | Net Margin | ROE | ROIC | ROA | Debt/Equity | Interest Coverage | Current Ratio | Quick Ratio | Net Debt/EBITDA | EPS Growth | Sales Growth | FCF Growth | FCF Yield | Op Cash Flow Ratio | Cash ROIC | Dividend Yield | Dividend Payout | Shareholder Yield | EV/EBIT | EV/FCF | EV/Sales | Altman Z-Score |
| PUK | Prudential plc | $30.17 | 40.12B | -15% | -74% | -52% | — | 8.06 | 1.49 | 3.21 | 9.68 | — | 2.04 | 100.00% | 36.28% | 28.07% | 18.34% | 11.82% | 1.82% | 0.27 | 17.27 | 4.25 | 1.07 | 0.78 | -3226.00% | -3201.00% | 34518.00% | 13.43% | 0.83 | 17.16% | 2.11% | 17.00% | 9.26% | 9.61 | 8.09 | 3.49 | 0.38 |
| ACGL | Arch Capital Group Ltd. | $100.15 | 36.32B | +61% | +147% | +23% | +165% | 8.48 | 1.54 | 1.92 | 7.10 | 220.60 | 1.62 | 51.76% | 26.56% | 22.65% | 19.54% | 21.90% | 6.38% | 0.11 | 34.86 | 1.21 | 1.21 | 0.32 | 384.00% | 1474.00% | -746.00% | 16.43% | 0.83 | 30.50% | 0.13% | 1.10% | 5.23% | 7.56 | 6.37 | 2.01 | 1.66 |
| APO | Apollo Global Management,… | $104.60 | 60.71B | -31% | +12,843% | -37% | +65% | 18.53 | 2.77 | 2.14 | 5.48 | — | 3.71 | 88.47% | 34.39% | 14.79% | 17.20% | -11.53% | 0.83% | 0.57 | 31.97 | 0.00 | 0.08 | -0.69 | -95.00% | 1603.00% | 12275.00% | 11.20% | 0.02 | -8.94% | 0.00% | 0.00% | 2.55% | 5.52 | 7.93 | 1.90 | -0.72 |
| BBD | Banco Bradesco S.A. | $4.09 | 43.26B | -28% | +15,415% | -51% | +338% | 9.75 | 1.29 | 0.67 | -94.71 | 28.39 | 1.51 | 34.61% | -1.12% | 6.78% | 13.65% | -0.90% | 1.08% | 2.02 | -0.02 | 0.58 | 0.58 | -62.94 | 3436.00% | 3711.00% | 23731.00% | -136.79% | -0.71 | -74.33% | 5.13% | 50.00% | 133.97% | -87.87 | -1.07 | 0.98 | 0.16 |
| HIG | The Hartford Financial Se… | $140.83 | 39.28B | -24% | -46% | -32% | +45% | 10.44 | 2.11 | 1.42 | 7.46 | 36.39 | 2.43 | 46.08% | 16.84% | 13.57% | 21.66% | 21.66% | 4.60% | 0.23 | 23.92 | 17.65 | 17.65 | 0.79 | 2870.00% | 710.00% | -19.00% | 14.36% | 9.68 | 32.48% | 1.53% | 16.00% | 5.56% | 8.39 | 6.94 | 1.41 | 1.41 |
| MET | MetLife, Inc. | $72.07 | 47.49B | +5% | -2% | -26% | +26% | 14.41 | 1.71 | 0.63 | 8.04 | — | 2.59 | 36.36% | 6.05% | 4.38% | 12.10% | -23.70% | 0.48% | 0.68 | 4.39 | — | — | -0.47 | -1919.00% | 1022.00% | -8121.00% | 5.83% | — | -19.78% | 0.00% | 0.00% | 2.77% | 9.87 | 16.20 | 0.60 | 0.38 |
| PRU | Prudential Financial, Inc… | $98.38 | 34.24B | +31% | -59% | -41% | — | 9.83 | 1.08 | 0.58 | 8.61 | 27.11 | 3.89 | 42.04% | 7.87% | 5.88% | 11.86% | 32.97% | 0.47% | 1.03 | 2.27 | — | — | 2.76 | 3627.00% | -1401.00% | -2624.00% | 17.83% | — | 55.40% | 5.48% | 53.90% | 8.32% | 8.84 | 6.75 | 0.70 | 0.23 |
| SCHW | The Charles Schwab Corpor… | $95.20 | 172.81B | -39% | -27% | -52% | -25% | — | 3.43 | 6.11 | 13.33 | — | 5.60 | 80.28% | 49.42% | 31.99% | 0.00% | 42.73% | 0.00% | 0.65 | 3.64 | 2952.94 | 1654.88 | 2.10 | 5585.00% | 645.00% | 32746.00% | 5.18% | 136.93 | 35.45% | 0.00% | — | 0.00% | 14.66 | 22.87 | 7.24 | 133.48 |
| SLF | Sun Life Financial Inc. | $65.55 | 36.34B | -10% | +232,350% | -95% | +109% | 14.71 | 2.13 | 1.24 | 12.13 | 88.06 | 5.30 | 100.00% | 11.37% | 8.87% | 14.03% | 14.53% | 0.92% | 0.90 | 9.12 | — | — | 2.32 | 1670.00% | 2229.00% | 46936.00% | 26.07% | — | 52.31% | 3.95% | 58.10% | 7.22% | 13.46 | 4.74 | 1.53 | 0.32 |
| STT | State Street Corporation | $128.62 | 35.93B | -24% | -2% | -51% | -79% | 12.32 | 1.30 | 1.75 | 12.66 | 84.27 | 1.93 | 67.21% | 18.02% | 14.23% | 11.07% | -39.84% | 0.82% | 1.07 | 0.43 | 3.59 | 0.00 | 5.71 | 1462.00% | -578.00% | -13036.00% | 11.84% | 0.13 | -58.05% | 3.09% | 38.10% | 6.69% | 17.70 | 15.39 | 3.19 | 0.61 |
About Prudential plc
Prudential plc, through its subsidiaries, provides life and health insurance, and retirement and asset management solutions to individuals in Asia, and Africa. It offers health and protection, as well as savings products, such as participating, linked, and other traditional products. The company also provides insurance against common critical illnesses, including cancer, stroke, and heart attack; and tropical disease protection, such as dengue, malaria, and measles. It manages assets across equity, fixed income, multi asset, quantitative, and alternative strategies on behalf of institutional and individual investors. Prudential plc provides its products and services through agency sales force, banks, and brokers. The company was founded in 1848 and is headquartered in London, the United Kingdom.
- CEO
- Anil Wadhwani
- Employees
- 15.41K
- Beta
- 0.96
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($7.70 ÷ $30.17) − 1 = -74.48% (DCF, example).