US · XYZ
Block, Inc.
- Sector
- Technology · Software - Infrastructure
- Headquarters
- Oakland, CA 94103
- Website
- block.xyz
Price · as of 2025-12-31
$71.81
Market cap 38.83B
Valuation summary
Four models, one snapshot. Upside is target ÷ current − 1.
| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial Intelligence(AI) | $75.04 | +4.5% |
| Intrinsic Value(DCF) | $30.74 | -57.19% |
| Graham-Dodd Method(GD) | $27.57 | -61.61% |
| Graham Formula(GF) | $18.14 | -74.75% |
Valuation history
Annual price (USD per share) overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | DCF | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2011 | |||||
| 2012 | |||||
| 2013 | |||||
| 2014 | $0.00 | $0.00 | |||
| 2015 | $11.10 | $35.50 | $1,034.20 | $0.00 | $0.00 |
| 2016 | $16.91 | $34.93 | $613.44 | $0.00 | $0.00 |
| 2017 | $52.49 | $53.15 | $368.85 | $1.12 | $0.00 |
| 2018 | $74.40 | $60.53 | $1,101.91 | $1.64 | $0.00 |
| 2019 | $73.09 | $95.75 | $1,809.19 | $7.83 | $43.52 |
| 2020 | $242.11 | $168.25 | $70,649.82 | $7.74 | $50.55 |
| 2021 | $101.93 | $113.57 | $306,917.32 | $7.82 | $32.79 |
| 2022 | $71.01 | $55.95 | $9,540.98 | $4.41 | $0.00 |
| 2023 | $80.74 | $65.64 | $1,425.65 | $11.21 | $0.51 |
| 2024 | $60.00 | $105.14 | $40.24 | $39.44 | $83.09 |
| 2025 | $64.45 | $75.04 | $8.13 | $27.57 | $18.14 |
AI valuation
Our deep-learning model estimates Block, Inc.'s (XYZ) per-share fair value from quarterly fundamentals, sector trend, and historical valuation patterns.
- AI fair value
- $75.04
- Current price
- $71.81
- AI upside
- +4.5%
Methodology and confidence bands appear in the dedicated valuation theory section. The AI score is an estimate, not a recommendation.
Intrinsic value (DCF)
Open DCF calculatorThree textbook valuation models, recomputed daily from the latest financial statements. The DCF uses our Chepakovich model. Graham-Dodd and Graham Formula are conservative reference points.
DCF
$30.74
-57.19% upside
Graham-Dodd
$27.57
-61.61% upside
Graham Formula
$18.14
-74.75% upside
Peer comparison
Same-industry comparables, ranked by market cap.
| Basic Info | Model Valuation | Core Valuation | Profitability | Leverage & Liquidity | Growth | Cash Flow | Dividends | Enterprise Value | Risk | ||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Ticker | Company Name | Price | Market Cap | AI Upside | DCF Upside | GD Upside | GF Upside | P/E | P/B | P/S | EV/EBITDA | PEG | P/TBV | Gross Margin | Operating Margin | Net Margin | ROE | ROIC | ROA | Debt/Equity | Interest Coverage | Current Ratio | Quick Ratio | Net Debt/EBITDA | EPS Growth | Sales Growth | FCF Growth | FCF Yield | Op Cash Flow Ratio | Cash ROIC | Dividend Yield | Dividend Payout | Shareholder Yield | EV/EBIT | EV/FCF | EV/Sales | Altman Z-Score |
| XYZ | Block, Inc. | $71.81 | 38.83B | +4% | -57% | -62% | -75% | 30.26 | 1.78 | 1.63 | 21.80 | — | 4.35 | 42.82% | 7.06% | 5.39% | 6.00% | 6.79% | 3.42% | 0.33 | 13.21 | 2.20 | 1.07 | 0.40 | -5385.00% | 30.00% | 5609.00% | 6.14% | 0.25 | 12.48% | 0.00% | 0.00% | 5.91% | 23.22 | 16.36 | 1.64 | 2.62 |
| CPAY | Corpay, Inc. | $325.10 | 22.74B | 0% | +6% | — | +1% | 21.72 | 6.00 | 5.14 | 13.17 | 286.30 | -3.37 | 69.91% | 43.10% | 23.62% | 30.60% | 12.95% | 4.83% | 2.58 | 4.83 | 0.98 | 0.45 | 3.21 | 759.00% | 1393.00% | -2641.00% | 5.58% | 0.10 | 12.40% | 0.00% | 0.00% | 3.36% | 15.78 | 23.70 | 6.80 | 1.57 |
| CTSH | Cognizant Technology Solu… | $64.43 | 31.1B | +30% | -57% | -68% | +7% | 13.70 | 2.03 | 1.45 | 7.24 | 1544.30 | 4.70 | 33.72% | 16.72% | 10.56% | 15.16% | 14.96% | 10.97% | 0.10 | 95.38 | 2.34 | 1.74 | -0.08 | 89.00% | 695.00% | 4204.00% | 8.50% | 0.79 | 18.31% | 2.00% | 27.40% | 6.51% | 8.56 | 11.64 | 1.43 | 6.12 |
| FICO | Fair Isaac Corporation | $1,409.36 | 33.43B | -19% | -43% | -98% | -55% | 66.87 | -24.97 | 21.90 | 48.92 | 224.54 | -17.24 | 82.23% | 46.45% | 32.75% | -48.14% | 64.65% | 36.36% | -1.76 | 6.92 | 0.83 | 0.78 | 3.09 | 2978.00% | 1591.00% | 2675.00% | 1.77% | 0.92 | 66.25% | 0.00% | 0.00% | 3.24% | 50.32 | 60.44 | 23.37 | 13.26 |
| GRMN | Garmin Ltd. | $252.83 | 48.66B | -24% | -18% | -86% | -23% | 29.52 | 5.47 | 6.78 | 22.54 | 167.02 | 6.13 | 58.74% | 25.89% | 22.96% | 19.78% | 26.02% | 16.14% | 0.02 | — | 3.63 | 2.32 | -1.02 | 1767.00% | 1506.00% | 1001.00% | 2.78% | 0.95 | 22.89% | 1.35% | 39.90% | 2.24% | 24.81 | 34.15 | 6.42 | 17.18 |
| MPWR | Monolithic Power Systems,… | $1,142.74 | 54.75B | -48% | -31% | -88% | -63% | 89.11 | 14.75 | 19.67 | 68.78 | — | 14.89 | 55.18% | 26.11% | 22.07% | 17.94% | 24.60% | 15.57% | 0.00 | — | 5.91 | 4.09 | -1.41 | -6515.00% | 2643.00% | 372.00% | 1.21% | 2.27 | 27.98% | 0.00% | 0.00% | 0.77% | 73.60 | 80.50 | 19.22 | 60.18 |
| NXPI | NXP Semiconductors N.V. | $227.01 | 57.36B | -20% | -53% | — | -81% | 28.10 | 5.65 | 4.63 | 17.26 | — | -31.73 | 54.43% | 26.98% | 16.47% | 21.01% | 14.66% | 7.93% | 1.22 | 8.62 | 2.05 | 1.11 | 2.35 | -1829.00% | -274.00% | 1791.00% | 4.27% | 0.73 | 13.45% | 1.80% | 50.70% | 3.39% | 19.86 | 27.14 | 5.36 | 3.17 |
| TEAM | Atlassian Corporation | $75.13 | 19.77B | +57% | +285% | — | — | -175.86 | 33.54 | 8.66 | 1807.83 | — | -221.68 | 82.84% | -2.50% | -4.92% | -21.58% | 63.78% | -4.56% | 0.92 | -4.27 | 1.22 | 1.17 | -53.00 | -1552.00% | 1966.00% | 4.00% | 3.14% | 0.46 | -692.42% | 0.00% | 0.00% | 2.49% | -333.17 | 30.69 | 8.33 | 5.72 |
| TTWO | Take-Two Interactive Soft… | $211.48 | 39.16B | -48% | -56% | — | — | -9.10 | 19.06 | 7.23 | -14.56 | -56.09 | -13.09 | 54.36% | -77.94% | -79.50% | -114.76% | -66.33% | -41.86% | 1.92 | -25.94 | 0.78 | 0.64 | -0.89 | 1622.00% | 531.00% | 3599.00% | -0.53% | -0.01 | -3.25% | 0.00% | 0.00% | 0.32% | -9.88 | -202.19 | 7.70 | 1.33 |
| UI | Ubiquiti Inc. | $766.99 | 46.42B | -59% | +22% | -96% | -38% | 48.82 | 52.01 | 13.51 | 40.67 | 47.35 | 52.22 | 43.42% | 32.50% | 27.66% | 186.53% | 95.85% | 54.33% | 0.45 | 27.30 | 1.65 | 0.57 | 0.17 | 10311.00% | 3345.00% | 1849.00% | 1.81% | 0.90 | 81.38% | 0.42% | 20.40% | 1.81% | 41.74 | 55.63 | 13.56 | 30.76 |
| ZS | Zscaler, Inc. | $146.99 | 23.44B | +30% | +239% | -95% | — | -1153.54 | 26.59 | 17.90 | 409.84 | — | 35.86 | 76.87% | -4.81% | -1.55% | -2.70% | -204.14% | -0.75% | 1.00 | -13.49 | 2.01 | 1.88 | -5.27 | -3077.00% | 2331.00% | 2423.00% | 1.52% | 0.40 | 1154.83% | 0.00% | 0.00% | 0.85% | -358.64 | 63.40 | 17.23 | 6.76 |
About Block, Inc.
Block, Inc., together with its subsidiaries, creates tools that enables sellers to accept card payments and provides reporting and analytics, and next-day settlement. It provides hardware products, including Magstripe reader, which enables swiped transactions of magnetic stripe cards; Contactless and chip reader that accepts Europay, MasterCard, and Visa (EMV) chip cards and Near Field Communication payments; Square Stand, which enables an iPad to be used as a payment terminal or full point of sale solution; Square Register that combines its hardware, point-of-sale software, and payments technology; Square Terminal, a payments device and receipt printer to replace traditional keypad terminals, which accepts tap, dip, and swipe payments. The company also offers various software products, including Square Point of Sale; Square Appointments; Square for Retail; Square for Restaurants; Square Online and Square Online Checkout; Square Invoices; Square Virtual Terminal; Square Team Management; Square Contracts; Square Loyalty, Marketing, and Gift Cards; and Square Dashboard. In addition, it offers a developer platform, which includes application programming interfaces and software development kits. Further, the company provides Cash App, which enables to send, spend, and store money; and Weebly that offers customers website hosting and domain name registration solutions. It serves in the United States, Canada, Japan, Australia, Ireland, France, Spain, and the United Kingdom. The company was formerly known as Square, Inc. and changed its name to Block, Inc. in December 2021. Block, Inc. was incorporated in 2009 and is based in San Francisco, California.
- CEO
- Jack Dorsey
- Employees
- 12K
- Beta
- 2.67
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($30.74 ÷ $71.81) − 1 = -57.19% (DCF, example).