US · RLI
RLI Corp.
- Sector
- Financial Services · Insurance - Property & Casualty
- Headquarters
- Peoria, IL 61615-1431
- Website
- rlicorp.com
Price · as of 2025-12-31
$51.50
Market cap 5.73B
Valuation summary
Four models, one snapshot. Upside is target ÷ current − 1.
| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial Intelligence(AI) | $56.68 | +10.06% |
| Intrinsic Value(DCF) | $43.35 | -15.83% |
| Graham-Dodd Method(GD) | $1.36 | -97.36% |
| Graham Formula(GF) | $62.33 | +21.03% |
Valuation history
Annual price (USD per share) overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | DCF | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2011 | |||||
| 2012 | $10.60 | $3.43 | $0.00 | $25.22 | |
| 2013 | $14.07 | $30.49 | $1.30 | $1.45 | $21.49 |
| 2014 | $17.14 | $36.68 | $8.29 | $0.00 | $27.50 |
| 2015 | $23.37 | $34.51 | $4.71 | $0.00 | $16.27 |
| 2016 | $21.74 | $33.97 | $0.90 | $0.00 | $13.88 |
| 2017 | $24.95 | $32.54 | $0.00 | $0.00 | $7.40 |
| 2018 | $27.67 | $33.87 | $0.00 | $0.00 | $7.52 |
| 2019 | $33.42 | $36.36 | $1.08 | $6.97 | $64.13 |
| 2020 | $48.82 | $39.36 | $19.15 | $6.19 | $11.19 |
| 2021 | $44.56 | $43.87 | $104.24 | $6.08 | $83.59 |
| 2022 | $60.21 | $59.87 | $462.51 | $0.00 | $319.20 |
| 2023 | $68.35 | $47.00 | $170.14 | $8.64 | $0.00 |
| 2024 | $72.99 | $58.97 | $197.96 | $0.00 | $92.15 |
| 2025 | $62.78 | $56.68 | $40.51 | $1.36 | $62.33 |
AI valuation
Our deep-learning model estimates RLI Corp.'s (RLI) per-share fair value from quarterly fundamentals, sector trend, and historical valuation patterns.
- AI fair value
- $56.68
- Current price
- $51.50
- AI upside
- +10.06%
Methodology and confidence bands appear in the dedicated valuation theory section. The AI score is an estimate, not a recommendation.
Intrinsic value (DCF)
Open DCF calculatorThree textbook valuation models, recomputed daily from the latest financial statements. The DCF uses our Chepakovich model. Graham-Dodd and Graham Formula are conservative reference points.
DCF
$43.35
-15.83% upside
Graham-Dodd
$1.36
-97.36% upside
Graham Formula
$62.33
+21.03% upside
Peer comparison
Same-industry comparables, ranked by market cap.
| Basic Info | Model Valuation | Core Valuation | Profitability | Leverage & Liquidity | Growth | Cash Flow | Dividends | Enterprise Value | Risk | ||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Ticker | Company Name | Price | Market Cap | AI Upside | DCF Upside | GD Upside | GF Upside | P/E | P/B | P/S | EV/EBITDA | PEG | P/TBV | Gross Margin | Operating Margin | Net Margin | ROE | ROIC | ROA | Debt/Equity | Interest Coverage | Current Ratio | Quick Ratio | Net Debt/EBITDA | EPS Growth | Sales Growth | FCF Growth | FCF Yield | Op Cash Flow Ratio | Cash ROIC | Dividend Yield | Dividend Payout | Shareholder Yield | EV/EBIT | EV/FCF | EV/Sales | Altman Z-Score |
| RLI | RLI Corp. | $51.50 | 5.73B | +10% | -16% | -97% | +21% | 14.35 | 3.26 | 3.08 | 10.78 | 86.59 | 3.36 | 29.82% | 27.53% | 21.43% | 24.44% | 25.71% | 7.31% | 0.06 | 96.73 | 1.33 | 2.96 | 0.09 | 1658.00% | 633.00% | 957.00% | 10.51% | 4.73 | 37.89% | 4.17% | 59.90% | 4.38% | 11.03 | 9.39 | 3.04 | 1.95 |
| ACT | Enact Holdings, Inc. | $41.84 | 6.04B | +43% | -54% | +11% | +13% | 9.34 | 1.18 | 5.12 | 7.11 | 272.08 | 1.18 | 91.10% | 69.80% | 54.80% | 13.03% | 12.63% | 10.03% | 0.14 | 17.19 | 6.86 | 6.86 | 0.18 | 343.00% | 237.00% | 557.00% | 11.51% | 7.91 | 13.58% | 1.92% | 17.90% | 1.92% | 7.52 | 8.91 | 5.25 | 3.89 |
| ALL | The Allstate Corporation | $214.52 | 56.14B | +12% | -44% | +10% | +130% | 5.41 | 1.82 | 0.84 | 4.45 | 4.33 | 2.61 | 33.23% | 19.80% | 15.47% | 39.51% | 33.27% | 8.89% | 0.24 | 32.97 | — | — | 0.49 | 12478.00% | 464.00% | 1331.00% | 17.78% | — | 32.03% | 2.07% | 11.20% | 5.32% | 4.74 | 6.32 | 0.94 | 2.14 |
| AXS | AXIS Capital Holdings Lim… | $105.72 | 8.14B | -20% | -53% | +6% | +104% | 8.29 | 1.32 | 1.27 | 6.69 | — | 1.37 | 49.90% | 18.67% | 15.37% | 16.21% | 27.66% | 3.11% | 0.25 | 18.39 | — | — | 0.22 | 0.00% | 905.00% | -10222.00% | -0.49% | — | -1.12% | 2.07% | 17.10% | 12.69% | 7.05 | -211.12 | 1.32 | 1.41 |
| HOMB | Home Bancshares, Inc. | $27.46 | 5.4B | +20% | +11% | -2% | -74% | 11.59 | 1.28 | 4.01 | 5.40 | 58.25 | 1.92 | 77.30% | 43.75% | 34.59% | 11.51% | 20.51% | 2.10% | 0.22 | 1.47 | — | — | 0.43 | 1990.00% | -535.00% | -2225.00% | 5.95% | — | 14.16% | 0.00% | 0.00% | 1.98% | 5.55 | 10.17 | 2.43 | 0.63 |
| JSM | Navient Corporation SR NT… | $19.37 | 5.31B | +82% | +72% | -44% | -60% | -23.76 | 0.79 | 0.61 | 1623.40 | — | 0.97 | 95.21% | 81.66% | -2.57% | -3.17% | 7.45% | -0.16% | 2.11 | 0.98 | 0.41 | 0.41 | 989.67 | -16833.00% | -1840.00% | -392.00% | 23.20% | 0.09 | 1.80% | 3.31% | -78.70% | 2086.42% | 1.92 | 11.04 | 1.57 | 0.32 |
| MCY | Mercury General Corporati… | $90.58 | 5.02B | +6% | +295% | -20% | +85% | 9.37 | 2.10 | 0.85 | 5.67 | 60.01 | 2.14 | 33.87% | 11.07% | 9.03% | 24.80% | 33.54% | 6.06% | 0.25 | 23.19 | 66.98 | 66.98 | -0.94 | 1562.00% | 944.00% | 381.00% | 20.28% | 35.33 | 63.77% | 1.39% | 13.00% | 12.99% | 6.56 | 4.23 | 0.73 | 1.88 |
| SIGI | Selective Insurance Group… | $84.04 | 5.08B | -8% | -60% | -14% | +59% | 11.12 | 1.44 | 0.97 | 7.21 | 8.45 | 1.67 | 40.86% | 11.05% | 8.74% | 13.86% | 16.12% | 3.25% | 0.25 | 11.95 | 650.38 | 164.40 | 1.34 | 13158.00% | 978.00% | 1539.00% | 23.79% | 75.28 | 42.63% | 1.97% | 21.90% | 3.75% | 8.21 | 3.92 | 0.91 | 1.94 |
| THG | The Hanover Insurance Gro… | $180.63 | 6.35B | -28% | -59% | -27% | +44% | 9.82 | 1.82 | 0.99 | 7.44 | 16.87 | 2.42 | 43.47% | 12.79% | 10.04% | 20.66% | 25.07% | 4.36% | 0.34 | 19.53 | — | — | 0.11 | 5821.00% | 612.00% | 4700.00% | 18.00% | — | 44.42% | 2.01% | 19.70% | 7.88% | 7.82 | 5.64 | 1.00 | 1.54 |
| VLY | Valley National Bancorp | $12.61 | 7.03B | +60% | -14% | +27% | -49% | 11.99 | 0.92 | 2.05 | 8.68 | 25.85 | 1.23 | 53.94% | 21.30% | 17.12% | 7.85% | 7.43% | 0.94% | 0.49 | 0.51 | 10.26 | 10.26 | 4.69 | 4638.00% | -221.00% | -2652.00% | 5.62% | 0.87 | 5.01% | 0.00% | 0.00% | 0.88% | 8.68 | 16.01 | 1.85 | 0.29 |
| WTM | White Mountains Insurance… | $2,220.51 | 5.51B | +29% | +420% | +93% | +339% | 5.18 | 1.06 | 2.12 | 4.53 | 1.37 | 1.40 | 53.72% | 49.08% | 40.87% | 22.33% | 24.14% | 9.95% | 0.15 | 22.60 | — | — | 0.46 | 37905.00% | 1499.00% | -10123.00% | -0.13% | — | -0.14% | 0.05% | 0.20% | 0.05% | 4.80 | -886.67 | 2.36 | 1.70 |
About RLI Corp.
RLI Corp., an insurance holding company, underwrites property and casualty insurance in the United States and internationally. Its Casualty segment provides commercial and personal coverage products; and general liability products, such as coverage for third-party liability of commercial insureds, including manufacturers, contractors, apartments, and mercantile. It also offers coverages for security guards and in the areas of onshore energy-related businesses and environmental liability for underground storage tanks, contractors and asbestos, and environmental remediation specialists; and professional liability coverages focuses on providing errors and omission coverage to small to medium-sized design, technical, computer, and miscellaneous professionals. This segment provides commercial automobile liability and physical damage insurance to local, intermediate and long haul truckers, public transportation entities, and other types of specialty commercial automobile risks; incidental and related insurance coverages; inland marine coverages; management liability coverages, such as directors and officers liability insurance, fiduciary liability and coverages, employment practice liability, and for various classes of risks, including public and private businesses; and healthcare liability and home business insurance products. The company's Property segment offers commercial property, cargo, hull, protection and indemnity, marine liability, inland marine, homeowners' and dwelling fire, and other property insurance products. Its Surety segment offers commercial surety bonds for medium to large-sized businesses; small bonds for businesses and individuals; and bonds for small to medium-sized contractors. The company also underwrites various reinsurance coverages. It markets its products through branch offices, brokers, carrier partners, and underwriting and independent agents. RLI Corp. was founded in 1965 and is headquartered in Peoria, Illinois.
- CEO
- Craig William Kliethermes
- Employees
- 1.15K
- Beta
- 0.48
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($43.35 ÷ $51.50) − 1 = -15.83% (DCF, example).