US · GDOT
Green Dot Corporation
- Sector
- Financial Services · Financial - Credit Services
- Headquarters
- Provo, TX 78701
- Website
- greendot.com
Price · as of 2024-12-31
$12.62
Market cap 642.14M
Valuation summary
Four models, one snapshot. Upside is target ÷ current − 1.
| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial Intelligence(AI) | $68.96 | +446.43% |
| Intrinsic Value(DCF) | $30.58 | +142.31% |
| Graham-Dodd Method(GD) | $8.19 | -35.12% |
| Graham Formula(GF) | — | — |
Valuation history
Annual price (USD per share) overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | DCF | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2010 | $45.50 | ||||
| 2011 | $29.55 | $74.92 | $502.01 | $12.58 | $46.26 |
| 2012 | $15.30 | $80.36 | $189.51 | $15.56 | $34.18 |
| 2013 | $21.29 | $75.06 | $40.51 | $15.20 | $12.07 |
| 2014 | $16.35 | $94.37 | $15.15 | $17.06 | $13.48 |
| 2015 | $22.21 | $60.90 | $31.26 | $12.61 | $17.11 |
| 2016 | $30.04 | $87.50 | $13.50 | $13.80 | $9.88 |
| 2017 | $67.87 | $114.99 | $203.11 | $17.67 | $52.89 |
| 2018 | $57.31 | $129.90 | $280.83 | $23.01 | $58.05 |
| 2019 | $30.17 | $120.80 | $142.25 | $21.55 | $22.88 |
| 2020 | $51.61 | $106.87 | $53.46 | $15.71 | $9.07 |
| 2021 | $25.08 | $100.70 | $56.44 | $18.61 | $19.23 |
| 2022 | $16.01 | $81.64 | $14.34 | $15.01 | $11.17 |
| 2023 | $8.76 | $75.81 | $13.81 | $11.31 | $1.49 |
| 2024 | $7.46 | $68.96 | $14.18 | $8.19 | $0.00 |
AI valuation
Our deep-learning model estimates Green Dot Corporation's (GDOT) per-share fair value from quarterly fundamentals, sector trend, and historical valuation patterns.
- AI fair value
- $68.96
- Current price
- $12.62
- AI upside
- +446.43%
Methodology and confidence bands appear in the dedicated valuation theory section. The AI score is an estimate, not a recommendation.
Intrinsic value (DCF)
Open DCF calculatorThree textbook valuation models, recomputed daily from the latest financial statements. The DCF uses our Chepakovich model. Graham-Dodd and Graham Formula are conservative reference points.
DCF
$30.58
+142.31% upside
Graham-Dodd
$8.19
-35.12% upside
Graham Formula
—
— upside
Peer comparison
Same-industry comparables, ranked by market cap.
| Basic Info | Model Valuation | Core Valuation | Profitability | Leverage & Liquidity | Growth | Cash Flow | Dividends | Enterprise Value | Risk | ||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Ticker | Company Name | Price | Market Cap | AI Upside | DCF Upside | GD Upside | GF Upside | P/E | P/B | P/S | EV/EBITDA | PEG | P/TBV | Gross Margin | Operating Margin | Net Margin | ROE | ROIC | ROA | Debt/Equity | Interest Coverage | Current Ratio | Quick Ratio | Net Debt/EBITDA | EPS Growth | Sales Growth | FCF Growth | FCF Yield | Op Cash Flow Ratio | Cash ROIC | Dividend Yield | Dividend Payout | Shareholder Yield | EV/EBIT | EV/FCF | EV/Sales | Altman Z-Score |
| GDOT | Green Dot Corporation | $12.62 | 642.14M | +446% | +142% | -35% | — | -14.95 | 0.46 | 0.23 | -14.93 | — | 0.84 | 33.65% | -0.10% | -1.55% | -3.08% | 0.71% | -0.52% | 0.07 | -0.30 | 0.54 | 0.38 | -19.77 | -48462.00% | 1482.00% | -6711.00% | 1.78% | 0.02 | -3.00% | 0.00% | 0.00% | 229.80% | 694.03 | -163.14 | -0.67 | 0.10 |
| AMRK | A-Mark Precious Metals, I… | $58.82 | 1.45B | -82% | -84% | -84% | -74% | 32.52 | 0.87 | 0.05 | 21.73 | — | 1.99 | 1.92% | 0.65% | 0.16% | 2.76% | 3.79% | 0.86% | 1.41 | 1.55 | 1.56 | 0.28 | 4.26 | -7500.00% | 1319.00% | 23733.00% | 27.05% | 0.14 | 10.80% | 3.34% | 108.60% | 83.72% | 19.53 | 9.19 | 0.13 | 5.92 |
| BOH | Bank of Hawaii Corporatio… | $75.77 | 3.01B | -33% | -3% | -62% | -10% | 15.04 | 1.67 | 2.86 | 7.17 | 44.87 | 1.70 | 67.44% | 26.75% | 19.00% | 11.70% | 57.25% | 0.86% | 0.05 | 0.83 | 11.00 | 11.00 | -2.73 | 3353.00% | 525.00% | 919.00% | 5.95% | 2.36 | 46.30% | 3.65% | 54.90% | 30.97% | 7.74 | 12.17 | 2.07 | 0.34 |
| EGBN | Eagle Bancorp, Inc. | $25.45 | 772.95M | -25% | +23% | -74% | — | -13.58 | 0.52 | 0.90 | 8.70 | — | 0.52 | 34.54% | -4.27% | -6.65% | -3.76% | -6.76% | -0.41% | 0.51 | -0.08 | 0.16 | 0.16 | 0.29 | -14713.00% | 937.00% | -3688.00% | 19.33% | 0.01 | 27.59% | 7.14% | -97.00% | 129.66% | 7.78 | -1.91 | -0.33 | -0.66 |
| MCBS | MetroCity Bankshares, Inc… | $28.10 | 809.79M | +75% | +6% | -40% | +78% | 10.75 | 1.65 | 2.96 | 9.11 | 43.44 | 1.65 | 59.36% | 37.25% | 27.52% | 16.07% | 11.65% | 1.82% | 0.91 | 0.92 | 0.10 | 0.10 | 1.62 | 2475.00% | 1196.00% | -1938.00% | 8.97% | 0.02 | 11.24% | 3.04% | 32.60% | 9.77% | 9.42 | 13.22 | 3.51 | -0.41 |
| NEWTH | NewtekOne, Inc. | $25.17 | 653.56M | +415% | -37% | -7% | +51% | 12.51 | 1.90 | 2.01 | 15.45 | 106.60 | 2.24 | 82.83% | 46.33% | 16.05% | 17.44% | 8.84% | 2.52% | 5.64 | 3.83 | 0.00 | 3.26 | 11.11 | 1173.00% | 1130.00% | -10000.00% | 0.00% | 0.00 | 0.00% | 0.00% | 0.00% | 0.00% | 15.41 | — | 7.14 | 0.55 |
| NRDS | NerdWallet, Inc. | $10.85 | 806.14M | +341% | +473% | -39% | +74% | 16.90 | 2.20 | 0.98 | 6.25 | 26.37 | 3.59 | 92.39% | 8.32% | 5.82% | 13.19% | 17.11% | 10.84% | 0.00 | 116.00 | 3.45 | 2.95 | -0.85 | 6410.00% | 2167.00% | 8301.00% | 15.83% | 1.86 | 44.87% | 0.00% | 0.00% | 13.50% | 10.42 | 5.56 | 0.87 | 7.90 |
| OPY | Oppenheimer Holdings Inc. | $86.29 | 899.22M | +543% | +41% | +83% | +259% | 6.40 | 1.03 | 0.58 | 3.42 | 6.11 | 1.03 | 51.15% | 22.43% | 9.06% | 16.76% | 21.24% | 8.73% | 0.00 | 4.15 | — | — | 0.00 | 10471.00% | 1435.00% | -26657.00% | 19.88% | — | 15.57% | 0.00% | 0.00% | 68.96% | 2.58 | 5.03 | 0.58 | 16906.98 |
| PRAA | PRA Group, Inc. | $15.75 | 614.49M | +680% | -49% | +76% | +404% | 8.84 | 0.69 | 0.70 | 19.05 | — | 1.06 | 61.01% | 30.23% | 6.28% | 7.69% | 5.64% | 1.87% | 2.96 | 3.83 | 12.97 | 12.97 | 15.57 | -18404.00% | 3781.00% | -178.00% | -12.59% | -0.28 | -2.03% | 0.00% | 0.00% | 131.83% | 11.73 | -40.40 | 3.55 | 1.99 |
| QD | Qudian Inc. | $3.20 | 528.4M | +279% | +45% | +181% | +69% | 39.38 | 0.32 | 16.69 | -14.04 | 22.87 | 0.32 | 7.12% | -142.38% | 42.38% | 0.80% | -5.10% | 0.74% | 0.07 | — | 9.02 | 6.81 | -16.32 | 17222.00% | 7131.00% | 10140.00% | -11.87% | -0.10 | -12.19% | 0.00% | 0.00% | 14.76% | 9.71 | 6.97 | -13.82 | 3.63 |
| VEL | Velocity Financial, Inc. | $18.59 | 723.15M | +527% | +3,053% | +40% | +2,866% | 9.77 | 1.29 | 1.39 | 55.68 | 38.07 | 1.35 | 43.62% | 19.97% | 14.17% | 14.41% | 1.43% | 1.38% | 9.40 | 0.39 | 0.43 | 0.42 | 48.88 | 2566.00% | 26652.00% | -3845.00% | 5.60% | 0.08 | 0.78% | 0.00% | 0.00% | 0.00% | 56.83 | 146.21 | 11.35 | 0.21 |
About Green Dot Corporation
Green Dot Corporation, a financial technology and bank holding company, provides various financial products to consumers and businesses in the United States. It operates through three segments: Consumer Services, Business to Business Services, and Money Movement Services. The company offers deposit account programs, including consumer and small business checking account products, network-branded reloadable prepaid debit cards and gift cards, and secured credit programs. It also provides money processing services, such as cash transfer services that enable consumers to deposit or pick up cash and pay bills with cash at the point-of-sale at any participating retailer; and simply paid disbursement services, which enable wages and authorized funds disbursement to its deposit account programs and accounts issued by any third-party bank or program manager. In addition, the company offers tax processing services comprising tax refund transfers, which provide the processing technology to facilitate receipt of a taxpayers' refund proceeds; small business lending to independent tax preparation providers that seek small advances; and fast cash advance, a loan that enables tax refund recipients. Green Dot Corporation was incorporated in 1999 and is headquartered in Austin, Texas.
- CEO
- William I. Jacobs
- Employees
- 1.15K
- Beta
- 0.82
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($30.58 ÷ $12.62) − 1 = +142.31% (DCF, example).