US · KNSL
Kinsale Capital Group, Inc.
- Sector
- Financial Services · Insurance - Property & Casualty
- Headquarters
- Richmond, VA 23230
- Website
- kinsalecapitalgroup.com
Price · as of 2025-12-31
$311.74
Market cap 9.07B
Valuation summary
Four models, one snapshot. Upside is target ÷ current − 1.
| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial Intelligence(AI) | $304.59 | -2.29% |
| Intrinsic Value(DCF) | $1,147.96 | +268.24% |
| Graham-Dodd Method(GD) | $183.27 | -41.21% |
| Graham Formula(GF) | $551.67 | +76.96% |
Valuation history
Annual price (USD per share) overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | DCF | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2011 | |||||
| 2012 | |||||
| 2013 | |||||
| 2014 | |||||
| 2015 | $10.72 | $35.66 | |||
| 2016 | $30.60 | $54.92 | $15,029.94 | $14.86 | $101.24 |
| 2017 | $51.95 | $62.55 | $1,066.26 | $13.68 | $45.73 |
| 2018 | $65.81 | $65.53 | $357.52 | $16.33 | $42.14 |
| 2019 | $124.16 | $92.89 | $944.12 | $28.73 | $142.63 |
| 2020 | $172.13 | $118.17 | $3,150.28 | $40.20 | $205.00 |
| 2021 | $208.42 | $155.80 | $6,264.00 | $57.83 | $324.95 |
| 2022 | $292.80 | $209.65 | $4,285.71 | $59.70 | $246.16 |
| 2023 | $523.99 | $347.55 | $6,100.15 | $105.58 | $696.94 |
| 2024 | $445.44 | $326.01 | $4,570.33 | $144.63 | $652.98 |
| 2025 | $396.18 | $304.59 | $2,692.07 | $183.27 | $551.66 |
AI valuation
Our deep-learning model estimates Kinsale Capital Group, Inc.'s (KNSL) per-share fair value from quarterly fundamentals, sector trend, and historical valuation patterns.
- AI fair value
- $304.59
- Current price
- $311.74
- AI upside
- -2.29%
Methodology and confidence bands appear in the dedicated valuation theory section. The AI score is an estimate, not a recommendation.
Intrinsic value (DCF)
Open DCF calculatorThree textbook valuation models, recomputed daily from the latest financial statements. The DCF uses our Chepakovich model. Graham-Dodd and Graham Formula are conservative reference points.
DCF
$1,147.96
+268.24% upside
Graham-Dodd
$183.27
-41.21% upside
Graham Formula
$551.67
+76.96% upside
Peer comparison
Same-industry comparables, ranked by market cap.
| Basic Info | Model Valuation | Core Valuation | Profitability | Leverage & Liquidity | Growth | Cash Flow | Dividends | Enterprise Value | Risk | ||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Ticker | Company Name | Price | Market Cap | AI Upside | DCF Upside | GD Upside | GF Upside | P/E | P/B | P/S | EV/EBITDA | PEG | P/TBV | Gross Margin | Operating Margin | Net Margin | ROE | ROIC | ROA | Debt/Equity | Interest Coverage | Current Ratio | Quick Ratio | Net Debt/EBITDA | EPS Growth | Sales Growth | FCF Growth | FCF Yield | Op Cash Flow Ratio | Cash ROIC | Dividend Yield | Dividend Payout | Shareholder Yield | EV/EBIT | EV/FCF | EV/Sales | Altman Z-Score |
| KNSL | Kinsale Capital Group, In… | $311.74 | 9.07B | -2% | +268% | -41% | +77% | 18.20 | 4.68 | 4.89 | 14.17 | 83.63 | 4.69 | 52.47% | 33.85% | 26.87% | 29.25% | 57.06% | 9.54% | 0.11 | 59.58 | 0.35 | 0.36 | 0.09 | 2177.00% | 1804.00% | 396.00% | 10.80% | 1.28 | 112.18% | 0.17% | 3.10% | 1.26% | 14.54 | 9.32 | 4.92 | 2.50 |
| AFG | American Financial Group,… | $132.98 | 11.09B | +17% | -43% | — | -47% | 13.39 | 2.34 | 1.38 | -3.55 | — | 2.71 | 46.32% | 13.13% | 10.30% | 18.13% | -30.16% | 2.92% | 0.38 | 13.41 | — | — | -13.32 | -464.00% | -126.00% | 2135.00% | 12.40% | — | -50.08% | 5.38% | 72.00% | 146.92% | -3.81 | -2.93 | -0.50 | 1.42 |
| AXS | AXIS Capital Holdings Lim… | $105.72 | 8.14B | -20% | -53% | +6% | +104% | 8.29 | 1.32 | 1.27 | 6.69 | — | 1.37 | 49.90% | 18.67% | 15.37% | 16.21% | 27.66% | 3.11% | 0.25 | 18.39 | — | — | 0.22 | 0.00% | 905.00% | -10222.00% | -0.49% | — | -1.12% | 2.07% | 17.10% | 12.69% | 7.05 | -211.12 | 1.32 | 1.41 |
| CNA | CNA Financial Corporation | $48.02 | 13B | -25% | -32% | -83% | +29% | 10.52 | 1.16 | 0.91 | 7.49 | 31.64 | 1.28 | 30.73% | 11.01% | 8.69% | 11.55% | 12.16% | 1.88% | 0.26 | 12.00 | — | — | 1.40 | 3324.00% | 510.00% | -291.00% | 17.89% | — | 22.87% | 7.79% | 81.90% | 8.04% | 8.44 | 5.69 | 0.93 | 0.68 |
| MORN | Morningstar, Inc. | $183.14 | 7.53B | +11% | -35% | -96% | -26% | 20.41 | 6.25 | 3.12 | 11.69 | 603.96 | -9.94 | 61.03% | 21.53% | 15.30% | 26.35% | 19.52% | 10.48% | 1.15 | 13.16 | 0.99 | 0.89 | 1.28 | 338.00% | 749.00% | -140.00% | 5.79% | 0.56 | 21.74% | 1.01% | 20.60% | 11.31% | 16.18 | 19.25 | 3.48 | 3.96 |
| ONB | Old National Bancorp | $23.10 | 9.03B | +172% | +188% | -38% | +142% | 13.65 | 1.08 | 2.46 | 15.09 | 208.45 | 1.63 | 63.60% | 23.56% | 18.04% | 9.02% | 8.09% | 1.06% | 0.88 | 0.72 | 0.89 | 0.88 | 7.01 | 655.00% | 2548.00% | 767.00% | 6.98% | 0.01 | 7.42% | 2.46% | 33.60% | 3.25% | 16.88 | 23.16 | 3.98 | 0.07 |
| ORI | Old Republic Internationa… | $42.87 | 10.61B | -36% | -18% | -35% | +62% | 11.21 | 1.78 | 1.16 | 9.57 | 74.11 | 1.78 | 50.35% | 13.02% | 10.30% | 16.25% | 16.51% | 3.24% | 0.27 | 16.88 | — | — | 1.07 | 1512.00% | 1041.00% | -10011.00% | -0.01% | — | -0.02% | 2.38% | 26.70% | 4.13% | 10.00 | -8448.89 | 1.30 | 1.08 |
| PRI | Primerica, Inc. | $253.66 | 8.1B | +2% | -37% | -25% | +12% | 11.22 | 3.45 | 2.61 | 6.28 | 16.72 | 3.51 | 80.52% | 30.21% | 23.29% | 31.93% | 53.22% | 5.08% | 0.76 | 40.68 | — | — | 1.11 | 6710.00% | 443.00% | 820.00% | 10.69% | — | 63.84% | 0.00% | 0.00% | 1.81% | 6.44 | 6.96 | 1.95 | 1.38 |
| SSB | SouthState Corporation | $98.67 | 9.92B | -53% | +1,533% | -34% | +407% | 12.50 | 1.10 | 2.66 | 3.76 | 97.89 | 1.79 | 68.35% | 27.86% | 21.26% | 10.68% | 17.17% | 1.41% | 0.15 | 0.97 | 0.22 | 0.22 | 0.62 | 1277.00% | 5701.00% | -21383.00% | -5.43% | -0.01 | -11.58% | 2.32% | 29.00% | 4.68% | 4.20 | -8.12 | 1.17 | -0.18 |
| THG | The Hanover Insurance Gro… | $180.63 | 6.35B | -28% | -59% | -27% | +44% | 9.82 | 1.82 | 0.99 | 7.44 | 16.87 | 2.42 | 43.47% | 12.79% | 10.04% | 20.66% | 25.07% | 4.36% | 0.34 | 19.53 | — | — | 0.11 | 5821.00% | 612.00% | 4700.00% | 18.00% | — | 44.42% | 2.01% | 19.70% | 7.88% | 7.82 | 5.64 | 1.00 | 1.54 |
About Kinsale Capital Group, Inc.
Kinsale Capital Group, Inc., a specialty insurance company, provides property and casualty insurance products in the United States. The company's commercial lines offerings include construction, small business, excess and general casualty, commercial property, allied health, life sciences, energy, environmental, health care, inland marine, public entity, and commercial insurance, as well as product, professional, and management liability insurance. It markets and sells its insurance products in all 50 states, the District of Columbia, the Commonwealth of Puerto Rico, and the U.S. Virgin Islands primarily through a network of independent insurance brokers. The company was founded in 2009 and is headquartered in Richmond, Virginia.
- CEO
- Michael Patrick Kehoe
- Employees
- 660
- Beta
- 1.00
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($1,147.96 ÷ $311.74) − 1 = +268.24% (DCF, example).