US · WEX
WEX Inc.
- Sector
- Technology · Software - Infrastructure
- Headquarters
- Portland, ME 04101
- Website
- wexinc.com
Price · as of 2025-12-31
$151.14
Market cap 5.12B
Valuation summary
Four models, one snapshot. Upside is target ÷ current − 1.
| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial Intelligence(AI) | $134.47 | -11.03% |
| Intrinsic Value(DCF) | $79.60 | -47.33% |
| Graham-Dodd Method(GD) | — | — |
| Graham Formula(GF) | $79.48 | -47.41% |
Valuation history
Annual price (USD per share) overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | DCF | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2011 | $62.27 | $302.44 | $62.79 | $21.40 | $165.52 |
| 2012 | $77.77 | $72.79 | $5.60 | $11.80 | $50.36 |
| 2013 | $94.77 | $103.84 | $1.69 | $21.32 | $86.85 |
| 2014 | $103.75 | $109.99 | $0.66 | $24.56 | $111.90 |
| 2015 | $79.92 | $94.97 | $0.00 | $12.25 | $32.93 |
| 2016 | $106.10 | $119.02 | $0.00 | $0.00 | $14.82 |
| 2017 | $159.76 | $156.92 | $0.43 | $14.79 | $113.64 |
| 2018 | $173.18 | $132.54 | $43.27 | $18.42 | $104.82 |
| 2019 | $165.60 | $147.79 | $216.50 | $0.00 | $52.25 |
| 2020 | $221.08 | $158.51 | $18.93 | $0.00 | $5.85 |
| 2021 | $162.66 | $153.22 | $26.07 | $0.00 | $0.06 |
| 2022 | $180.03 | $114.34 | $117.49 | $0.00 | $154.03 |
| 2023 | $228.84 | $157.68 | $432.53 | $3.22 | $100.69 |
| 2024 | $158.76 | $135.41 | $179.91 | $1.31 | $84.92 |
| 2025 | $158.00 | $134.47 | $27.42 | $0.00 | $79.48 |
AI valuation
Our deep-learning model estimates WEX Inc.'s (WEX) per-share fair value from quarterly fundamentals, sector trend, and historical valuation patterns.
- AI fair value
- $134.47
- Current price
- $151.14
- AI upside
- -11.03%
Methodology and confidence bands appear in the dedicated valuation theory section. The AI score is an estimate, not a recommendation.
Intrinsic value (DCF)
Open DCF calculatorThree textbook valuation models, recomputed daily from the latest financial statements. The DCF uses our Chepakovich model. Graham-Dodd and Graham Formula are conservative reference points.
DCF
$79.60
-47.33% upside
Graham-Dodd
—
— upside
Graham Formula
$79.48
-47.41% upside
Peer comparison
Same-industry comparables, ranked by market cap.
| Basic Info | Model Valuation | Core Valuation | Profitability | Leverage & Liquidity | Growth | Cash Flow | Dividends | Enterprise Value | Risk | ||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Ticker | Company Name | Price | Market Cap | AI Upside | DCF Upside | GD Upside | GF Upside | P/E | P/B | P/S | EV/EBITDA | PEG | P/TBV | Gross Margin | Operating Margin | Net Margin | ROE | ROIC | ROA | Debt/Equity | Interest Coverage | Current Ratio | Quick Ratio | Net Debt/EBITDA | EPS Growth | Sales Growth | FCF Growth | FCF Yield | Op Cash Flow Ratio | Cash ROIC | Dividend Yield | Dividend Payout | Shareholder Yield | EV/EBIT | EV/FCF | EV/Sales | Altman Z-Score |
| WEX | WEX Inc. | $151.14 | 5.12B | -11% | -47% | — | -47% | 18.44 | 4.54 | 2.11 | 5.26 | 142.61 | -1.96 | 54.86% | 25.41% | 11.43% | 22.33% | 40.29% | 2.19% | 3.94 | 2.81 | 1.05 | 0.94 | 3.97 | 1293.00% | 124.00% | -611.00% | 5.59% | 0.05 | 25.84% | 0.00% | 0.00% | 14.26% | 7.73 | 16.67 | 1.97 | 0.86 |
| ACIW | ACI Worldwide, Inc. | $39.68 | 4.09B | +40% | -59% | -66% | -1% | 18.51 | 2.76 | 2.38 | 10.49 | 141.39 | 29.77 | 48.99% | 18.75% | 12.88% | 15.40% | 11.27% | 7.39% | 0.55 | 5.70 | 1.54 | 0.91 | 1.40 | 1309.00% | 1038.00% | -973.00% | 7.39% | 0.46 | 14.32% | 0.00% | 0.00% | 7.13% | 14.67 | 15.61 | 2.75 | 3.48 |
| BOX | Box, Inc. | $23.55 | 3.37B | +110% | -31% | -67% | -7% | 17.81 | 22.09 | 4.00 | 38.43 | 17.30 | 95.14 | 79.08% | 7.31% | 22.44% | 189.40% | 59.45% | 16.82% | 3.66 | 13.11 | 1.19 | 1.10 | 0.85 | 10299.00% | 505.00% | 404.00% | 7.57% | 0.36 | 246.11% | 0.34% | 6.10% | 5.45% | 54.70 | 13.21 | 4.00 | 1.91 |
| CLSK | CleanSpark, Inc. | $9.95 | 2.54B | +735% | +507% | +32% | +1,274% | 10.62 | 1.78 | 5.05 | 4.83 | — | 1.90 | 41.61% | 41.62% | 47.56% | 18.52% | 17.65% | 14.16% | 0.38 | 28.14 | 4.18 | 4.13 | 1.02 | -26232.00% | 10221.00% | -155.00% | -26.46% | -1.46 | -62.74% | 0.28% | 2.90% | 4.02% | 11.55 | -3.60 | 4.81 | 3.20 |
| CORZ | Core Scientific, Inc. | $16.97 | 5.26B | +31% | -82% | — | — | -1.51 | -2.43 | 3.90 | -2.03 | -0.22 | -2.43 | 23.71% | -3.76% | -257.50% | 185.59% | 16.10% | -113.81% | -1.46 | -0.52 | 6.72 | 6.22 | -0.31 | 69077.00% | 165.00% | -20636.00% | -2.62% | 0.32 | 43.68% | 0.00% | 0.00% | 22.69% | -122.63 | -45.21 | 4.61 | -1.92 |
| CWAN | Clearwater Analytics Hold… | $23.39 | 6.88B | +74% | +20% | -91% | — | -164.51 | 3.16 | 8.73 | 63.15 | — | 99.60 | 67.29% | 3.84% | -5.31% | -2.56% | 1.25% | -1.85% | 0.44 | 0.62 | 1.83 | 1.63 | 6.97 | -10833.00% | 6188.00% | 13796.00% | 2.57% | 1.09 | 9.03% | 0.00% | 0.00% | 0.28% | 255.49 | 43.66 | 9.81 | 4.27 |
| FOUR | Shift4 Payments, Inc. | $44.07 | 2.98B | +81% | +1,249% | — | -20% | 43.46 | 3.59 | 1.24 | 11.47 | — | -1.24 | 34.16% | 8.40% | 2.85% | 10.58% | 6.99% | 1.73% | 3.20 | 1.85 | 1.66 | 1.30 | 4.75 | -6436.00% | 2550.00% | 6066.00% | 9.65% | 0.48 | 13.18% | 0.58% | 25.20% | 10.00% | 25.14 | 17.68 | 2.11 | 1.12 |
| INGM | Ingram Micro Holding Corp… | $20.69 | 4.86B | +30% | -63% | -11% | -55% | 16.39 | 1.16 | 0.09 | 6.56 | — | 2.03 | 7.18% | 1.70% | 0.55% | 7.30% | 7.14% | 1.42% | 1.02 | 2.42 | 1.40 | 0.92 | 2.63 | -2133.00% | -12.00% | -23393.00% | 4.41% | 0.03 | 2.81% | 0.14% | 2.30% | 13.67% | 8.84 | 37.81 | 0.15 | 3.26 |
| QLYS | Qualys, Inc. | $92.47 | 3.34B | +37% | +8% | -54% | +6% | 17.24 | 6.09 | 5.11 | 11.75 | 101.47 | 6.22 | 82.85% | 33.17% | 29.64% | 38.20% | 100.37% | 19.17% | 0.17 | — | 1.41 | 1.32 | -0.59 | 1699.00% | 1013.00% | 3135.00% | 8.90% | 0.66 | 171.32% | 0.00% | 0.00% | 5.37% | 13.83 | 10.08 | 4.59 | 5.12 |
| S | SentinelOne, Inc. | $13.12 | 4.37B | +163% | +172% | — | — | -19.19 | 3.32 | 6.74 | -20.24 | — | 5.94 | 74.30% | -40.09% | -35.11% | -17.68% | -39.74% | -12.20% | 0.01 | -1926.08 | 1.74 | 1.56 | 0.70 | -2000.00% | 3225.00% | -10756.00% | 0.12% | 0.05 | 0.80% | 0.00% | 0.00% | 0.00% | -14.67 | 732.94 | 5.88 | 3.67 |
| STNE | StoneCo Ltd. | $16.80 | 4.49B | -18% | +312% | -92% | — | -10.40 | 1.33 | 1.23 | 2.19 | — | 2.48 | 73.40% | 46.17% | -11.89% | -11.42% | 64.61% | -2.91% | 1.10 | 5.57 | 1.37 | 1.35 | 1.20 | -20060.00% | 1210.00% | -121866.00% | -31.22% | -0.11 | -53.75% | 0.00% | 0.00% | 10.13% | 2.38 | -2.86 | 1.10 | 1.07 |
About WEX Inc.
WEX Inc. provides financial technology services in the United States and internationally. It operates through three segments: Fleet Solutions, Travel and Corporate Solutions, and Health and Employee Benefit Solutions. The Fleet Solutions segment offers fleet vehicle payment processing services. Its services include customer, account activation, and account retention services; authorization and billing inquiries, and account maintenance services; credit and collections services; merchant services; analytics solutions with access to web-based data analytics platform that offers insights to fleet managers; and ancillary services and tools to fleets to manage expenses and capital requirements. This segment markets its products directly and indirectly to commercial and government vehicle fleet customers with small, medium, and large fleets, as well as with over-the-road and long haul fleets; and indirectly through co-branded and private label relationships. The Travel and Corporate Solutions segment provides payment solutions, including embedded payments; and accounts payable automation and spend management solutions. Its products include virtual cards that are used for transactions where no card is presented. This segment markets its products directly and indirectly to commercial and government organizations. The Health and Employee Benefit Solutions segment offers healthcare payment products and software-as-a-service consumer directed platforms for healthcare market, as well as payroll related and employee benefit products in Brazil. This segment markets its products through health plans, third-party administrators, financial institutions, payroll companies benefits consultants, software providers, and individuals. The company was formerly known as Wright Express Corporation and changed its name to WEX Inc. in October 2012. WEX Inc. was founded in 1983 and is based in Portland, Maine.
- CEO
- Melissa D. Smith
- Employees
- 6.5K
- Beta
- 0.97
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($79.60 ÷ $151.14) − 1 = -47.33% (DCF, example).